MY PENSACOLA
Federal • Pensacola, Florida • Est. 1953
Quick Facts
- Charter Number
- #8442
- Type
- Federal
- Established
- 1953
- Headquarters
- Pensacola, Florida 32502-5718
- Address
- 108 S Reus St
- Branches
- 2
- ATMs
- 2
- Members
- 4,718
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,718 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MY PENSACOLA |
|---|---|
| Total Assets | $88.2M |
| Members | 4,718 |
| Loans Outstanding | $33.1M |
| Shares & Deposits | $72.1M |
| Net Worth | $15.8M |
| Net Worth Ratio | 17.88% |
| Loan-to-Share Ratio | 46.0% |
| Delinquency Rate | 0.14% |
| Net Income | +$330,917 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Downtown Office
Main Office108 S Reus St
Pensacola, FL 32502-5718
Cantonment Office
10330 Pensacola Blvd
Pensacola, FL 32534-1253
Who Can Join MY PENSACOLA?
Membership Type: Other/Unknown
Membership eligibility for MY PENSACOLA may vary. Contact the credit union directly to confirm qualification requirements.
Contact MY PENSACOLA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Browse all federally insured credit unions in Florida, ranked by assets, members, and financial health score.
View Florida RankingsFrequently Asked Questions
Yes. MY PENSACOLA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MY PENSACOLA has 4,718 members and a potential membership field of 331,275 people.
MY PENSACOLA's net worth ratio is 17.88% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.9%, MY PENSACOLA meets this threshold.
MY PENSACOLA operates 2 branch locations and has access to 2 ATMs. The main office is located at 108 S Reus St, Pensacola, FL 32502-5718.
MY PENSACOLA was established in 1953. It is a federal credit union chartered under charter number 8442. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MY PENSACOLA. All financial data is for informational purposes only.