MYPOINT
State-Chartered • San Diego, California • Est. 1948
Quick Facts
- Charter Number
- #68377
- Type
- State-Chartered
- Established
- 1948
- Headquarters
- San Diego, California 92123
- Address
- 9420 Farnham St
- Branches
- 7
- ATMs
- 7
- Members
- 28,091
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
28,091 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MYPOINT |
|---|---|
| Total Assets | $701.1M |
| Members | 28,091 |
| Loans Outstanding | $571.6M |
| Shares & Deposits | $585.2M |
| Net Worth | $59.4M |
| Net Worth Ratio | 8.48% |
| Loan-to-Share Ratio | 97.7% |
| Delinquency Rate | 0.25% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 7 ATMs
Kearny Mesa Main Office
Main Office9420 Farnham St
San Diego, CA 92123
Carlsbad Branch
2610 El Camino Real Unit A
Carlsbad, CA 92008-1214
El Cajon Branch
780 Jamacha Rd
El Cajon, CA 92019
National City Branch
3003 Highland Ave Ste 102
National City, CA 91950
Rancho Bernardo
16763 Bernardo Center Dr
San Diego, CA 92128-2586
Who Can Join MYPOINT?
Membership Type: Community
Membership eligibility for MYPOINT may vary. Contact the credit union directly to confirm qualification requirements.
Contact MYPOINT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
MYPOINT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MYPOINT has 28,091 members and a potential membership field of 5,700,000 people.
MYPOINT's reported net worth ratio is 8.48% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MYPOINT operates 7 branch locations and has access to 7 ATMs. The main office is located at 9420 Farnham St, San Diego, CA 92123.
MYPOINT was established in 1948. It is a state-chartered credit union chartered under charter number 68377. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MYPOINT. All financial data is for informational purposes only.