MYPOINT
State-Chartered • San Diego, California • Est. 1948
Quick Facts
- Charter Number
- #68377
- Type
- State-Chartered
- Established
- 1948
- Headquarters
- San Diego, California 92123
- Address
- 9420 Farnham St
- Branches
- 7
- ATMs
- 7
- Members
- 27,526
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
27,526 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MYPOINT |
|---|---|
| Total Assets | $672.1M |
| Members | 27,526 |
| Loans Outstanding | $566.5M |
| Shares & Deposits | $558.7M |
| Net Worth | $59.7M |
| Net Worth Ratio | 8.88% |
| Loan-to-Share Ratio | 101.4% |
| Delinquency Rate | 0.26% |
| Net Income | +$3,649,901 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 7 ATMs
Kearny Mesa Main Office
Main Office9420 Farnham St
San Diego, CA 92123
Carlsbad Branch
2610 El Camino Real Unit A
Carlsbad, CA 92008-1214
El Cajon Branch
780 Jamacha Rd
El Cajon, CA 92019
National City Branch
3003 Highland Ave Ste 102
National City, CA 91950
Rancho Bernardo
16763 Bernardo Center Dr
San Diego, CA 92128-2586
Who Can Join MYPOINT?
Membership Type: Community
Membership eligibility for MYPOINT may vary. Contact the credit union directly to confirm qualification requirements.
Contact MYPOINT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. MYPOINT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MYPOINT has 27,526 members and a potential membership field of 4,563,773 people.
MYPOINT's net worth ratio is 8.88% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.9%, MYPOINT meets this threshold.
MYPOINT operates 7 branch locations and has access to 7 ATMs. The main office is located at 9420 Farnham St, San Diego, CA 92123.
MYPOINT was established in 1948. It is a state-chartered credit union chartered under charter number 68377. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MYPOINT. All financial data is for informational purposes only.