NATCO
State-Chartered • RICHMOND, Indiana • Est. 1945
Quick Facts
- Charter Number
- #65208
- Type
- State-Chartered
- Established
- 1945
- Headquarters
- RICHMOND, Indiana 47375-0817
- Address
- P O BOX 817
- Branches
- 3
- ATMs
- 3
- Members
- 17,485
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
17,485 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NATCO |
|---|---|
| Total Assets | $152.1M |
| Members | 17,485 |
| Loans Outstanding | $115.5M |
| Shares & Deposits | $127.8M |
| Net Worth | $25.4M |
| Net Worth Ratio | 16.70% |
| Loan-to-Share Ratio | 90.3% |
| Delinquency Rate | 1.08% |
| Net Income | +$3,568,118 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Main
Main Office582 S ROUND BARN RD
RICHMOND, IN 47374-4435
Connersville Branch
240 E 30TH ST
CONNERSVILLE, IN 47331-3102
East Branch
4 GLEN MILLER PKWY
RICHMOND, IN 47374-3562
Who Can Join NATCO?
Membership Type: Community
Membership eligibility for NATCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact NATCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. NATCO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NATCO has 17,485 members and a potential membership field of 210,000 people.
NATCO's net worth ratio is 16.70% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.7%, NATCO meets this threshold.
NATCO operates 3 branch locations and has access to 3 ATMs. The main office is located at 582 S ROUND BARN RD, RICHMOND, IN 47374-4435.
NATCO was established in 1945. It is a state-chartered credit union chartered under charter number 65208. The institution has been serving members for 81 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NATCO. All financial data is for informational purposes only.