NATURAL STATE
Federal • Searcy, Arkansas • Est. 1956
Quick Facts
- Charter Number
- #24432
- Type
- Federal
- Established
- 1956
- Headquarters
- Searcy, Arkansas 72143
- Address
- 901 S MAIN ST
- Branches
- 1
- Members
- 1,224
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,224 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NATURAL STATE |
|---|---|
| Total Assets | $9.1M |
| Members | 1,224 |
| Loans Outstanding | $5.7M |
| Shares & Deposits | $7.5M |
| Net Worth | $1.5M |
| Net Worth Ratio | 16.52% |
| Loan-to-Share Ratio | 76.0% |
| Delinquency Rate | 0.27% |
| Net Income | +$16,265 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
NATURAL STATE FEDERAL CREDIT UNION
Main Office901 S MAIN ST
Searcy, AR 72143
Who Can Join NATURAL STATE?
Membership Type: Community
Membership eligibility for NATURAL STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact NATURAL STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Arkansas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Arkansas RankingsFrequently Asked Questions
NATURAL STATE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NATURAL STATE has 1,224 members and a potential membership field of 2,500 people.
NATURAL STATE's reported net worth ratio is 16.52% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NATURAL STATE operates 1 branch location. The main office is located at 901 S MAIN ST, Searcy, AR 72143.
NATURAL STATE was established in 1956. It is a federal credit union chartered under charter number 24432. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NATURAL STATE. All financial data is for informational purposes only.