NAVEO
State-Chartered • SOMERVILLE, Massachusetts • Est. 1928
Quick Facts
- Charter Number
- #68046
- Type
- State-Chartered
- Established
- 1928
- Headquarters
- SOMERVILLE, Massachusetts 02143
- Address
- 493 SOMERVILLE AVE
- Branches
- 2
- ATMs
- 2
- Members
- 6,701
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
6,701 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NAVEO |
|---|---|
| Total Assets | $172.4M |
| Members | 6,701 |
| Loans Outstanding | $109.1M |
| Shares & Deposits | $151.3M |
| Net Worth | $14.8M |
| Net Worth Ratio | 8.58% |
| Loan-to-Share Ratio | 72.1% |
| Delinquency Rate | 0.37% |
| Net Income | +$394,010 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Somerville
Main Office493 Somerville Ave
Somerville, MA 02143
Cambridge
251 Hampshire St
Cambridge, MA 02139
Who Can Join NAVEO?
Membership Type: Community
Membership eligibility for NAVEO may vary. Contact the credit union directly to confirm qualification requirements.
Contact NAVEO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. NAVEO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NAVEO has 6,701 members and a potential membership field of 30,000 people.
NAVEO's net worth ratio is 8.58% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.6%, NAVEO meets this threshold.
NAVEO operates 2 branch locations and has access to 2 ATMs. The main office is located at 493 Somerville Ave, Somerville, MA 02143.
NAVEO was established in 1928. It is a state-chartered credit union chartered under charter number 68046. The institution has been serving members for 98 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NAVEO. All financial data is for informational purposes only.