NAVEO
State-Chartered • Somerville, Massachusetts • Est. 1928
Quick Facts
- Charter Number
- #68046
- Type
- State-Chartered
- Established
- 1928
- Headquarters
- Somerville, Massachusetts 02143
- Address
- 493 Somerville Ave
- Branches
- 2
- ATMs
- 2
- Members
- 6,681
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,681 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NAVEO |
|---|---|
| Total Assets | $174.6M |
| Members | 6,681 |
| Loans Outstanding | $110.7M |
| Shares & Deposits | $153.4M |
| Net Worth | $15.0M |
| Net Worth Ratio | 8.56% |
| Loan-to-Share Ratio | 72.1% |
| Delinquency Rate | 0.94% |
| Net Income | +$151,465 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Somerville
Main Office493 Somerville Ave
Somerville, MA 02143
Cambridge
251 Hampshire St
Cambridge, MA 02139
Who Can Join NAVEO?
Membership Type: Community
Membership eligibility for NAVEO may vary. Contact the credit union directly to confirm qualification requirements.
Contact NAVEO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
NAVEO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NAVEO has 6,681 members and a potential membership field of 30,000 people.
NAVEO's reported net worth ratio is 8.56% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NAVEO operates 2 branch locations and has access to 2 ATMs. The main office is located at 493 Somerville Ave, Somerville, MA 02143.
NAVEO was established in 1928. It is a state-chartered credit union chartered under charter number 68046. The institution has been serving members for 98 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NAVEO. All financial data is for informational purposes only.