NAVIGATOR
Federal • Moss Point, Mississippi • Est. 1939
Quick Facts
- Charter Number
- #24954
- Type
- Federal
- Established
- 1939
- Headquarters
- Moss Point, Mississippi 39563
- Address
- 6012 Highway 63
- Branches
- 13
- ATMs
- 11
- Members
- 47,480
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
47,480 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NAVIGATOR |
|---|---|
| Total Assets | $398.8M |
| Members | 47,480 |
| Loans Outstanding | $269.4M |
| Shares & Deposits | $322.1M |
| Net Worth | $71.4M |
| Net Worth Ratio | 17.90% |
| Loan-to-Share Ratio | 83.7% |
| Delinquency Rate | 0.52% |
| Net Income | +$1,640,654 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
13 locations · 11 ATMs
Jackson Ave Branch
1201 Jackson Ave
Pascagoula, MS 39567-4353
Moss Point Branch
Main Office6012 Highway 63
Moss Point, MS 39563
Gautier Branch
1850 Highway 90
Gautier, MS 39553
IT Building
1870 Highway 90
Gautier, MS 39553
Ocean Springs Branch
3811 Bienville Blvd
Ocean Springs, MS 39564
Who Can Join NAVIGATOR?
Membership Type: Occupational
Membership eligibility for NAVIGATOR may vary. Contact the credit union directly to confirm qualification requirements.
Contact NAVIGATOR directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Mississippi
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Mississippi RankingsFrequently Asked Questions
NAVIGATOR is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NAVIGATOR has 47,480 members and a potential membership field of 1,318,109 people.
NAVIGATOR's reported net worth ratio is 17.90% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NAVIGATOR operates 13 branch locations and has access to 11 ATMs. The main office is located at 6012 Highway 63, Moss Point, MS 39563.
NAVIGATOR was established in 1939. It is a federal credit union chartered under charter number 24954. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NAVIGATOR. All financial data is for informational purposes only.