NEPHI WESTERN EMPLOYEES
Federal • Nephi, Utah • Est. 1950
Quick Facts
- Charter Number
- #6920
- Type
- Federal
- Established
- 1950
- Headquarters
- Nephi, Utah 84648
- Address
- PO Box 252
- Branches
- 1
- Members
- 2,938
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,938 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NEPHI WESTERN EMPLOYEES |
|---|---|
| Total Assets | $45.2M |
| Members | 2,938 |
| Loans Outstanding | $28.9M |
| Shares & Deposits | $29.4M |
| Net Worth | $15.6M |
| Net Worth Ratio | 34.61% |
| Loan-to-Share Ratio | 98.5% |
| Delinquency Rate | 0.22% |
| Net Income | +$703,670 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Nephi Western Employees Federal Credit Union
Main Office155 N Main St
Nephi, UT 84648-1411
Who Can Join NEPHI WESTERN EMPLOYEES?
Membership Type: Other/Unknown
Membership eligibility for NEPHI WESTERN EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact NEPHI WESTERN EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Utah RankingsFrequently Asked Questions
Yes. NEPHI WESTERN EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NEPHI WESTERN EMPLOYEES has 2,938 members and a potential membership field of 6,000 people.
NEPHI WESTERN EMPLOYEES's net worth ratio is 34.61% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 34.6%, NEPHI WESTERN EMPLOYEES meets this threshold.
NEPHI WESTERN EMPLOYEES operates 1 branch location. The main office is located at 155 N Main St, Nephi, UT 84648-1411.
NEPHI WESTERN EMPLOYEES was established in 1950. It is a federal credit union chartered under charter number 6920. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NEPHI WESTERN EMPLOYEES. All financial data is for informational purposes only.