NESC
Federal • METHUEN, Massachusetts • Est. 1958
Quick Facts
- Charter Number
- #12334
- Type
- Federal
- Established
- 1958
- Headquarters
- METHUEN, Massachusetts 01844
- Address
- 248 PLEASANT ST
- Branches
- 4
- ATMs
- 3
- Members
- 7,860
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
7,860 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NESC |
|---|---|
| Total Assets | $121.1M |
| Members | 7,860 |
| Loans Outstanding | $88.0M |
| Shares & Deposits | $107.7M |
| Net Worth | $13.0M |
| Net Worth Ratio | 10.74% |
| Loan-to-Share Ratio | 81.7% |
| Delinquency Rate | 0.94% |
| Net Income | +$1,079,605 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 3 ATMs
NESC FCU
Main Office248 PLEASANT ST
METHUEN, MA 01844
METHUEN BRANCH
244 PLEASANT ST
METHUEN, MA 01844
ANDOVER IRS BRANCH
310 LOWELL ST
ANDOVER, MA 01810
LAWRENCE BRANCH
14 AMESBURY ST
LAWRENCE, MA 01840
Who Can Join NESC?
Membership Type: Other/Unknown
Membership eligibility for NESC may vary. Contact the credit union directly to confirm qualification requirements.
Contact NESC directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. NESC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NESC has 7,860 members and a potential membership field of 1,250,000 people.
NESC's net worth ratio is 10.74% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.7%, NESC meets this threshold.
NESC operates 4 branch locations and has access to 3 ATMs. The main office is located at 248 PLEASANT ST, METHUEN, MA 01844.
NESC was established in 1958. It is a federal credit union chartered under charter number 12334. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NESC. All financial data is for informational purposes only.