NESC
Federal • Methuen, Massachusetts • Est. 1958
Quick Facts
- Charter Number
- #12334
- Type
- Federal
- Established
- 1958
- Headquarters
- Methuen, Massachusetts 01844
- Address
- 248 PLEASANT ST
- Branches
- 4
- ATMs
- 3
- Members
- 7,872
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,872 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NESC |
|---|---|
| Total Assets | $125.8M |
| Members | 7,872 |
| Loans Outstanding | $86.5M |
| Shares & Deposits | $112.0M |
| Net Worth | $13.2M |
| Net Worth Ratio | 10.47% |
| Loan-to-Share Ratio | 77.2% |
| Delinquency Rate | 0.72% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 3 ATMs
NESC FCU
Main Office248 PLEASANT ST
Methuen, MA 01844
METHUEN BRANCH
244 PLEASANT ST
Methuen, MA 01844
ANDOVER IRS BRANCH
310 LOWELL ST
Andover, MA 01810
LAWRENCE BRANCH
14 AMESBURY ST
Lawrence, MA 01840
Who Can Join NESC?
Membership Type: Other/Unknown
Membership eligibility for NESC may vary. Contact the credit union directly to confirm qualification requirements.
Contact NESC directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
NESC is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NESC has 7,872 members and a potential membership field of 1,250,000 people.
NESC's reported net worth ratio is 10.47% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NESC operates 4 branch locations and has access to 3 ATMs. The main office is located at 248 PLEASANT ST, Methuen, MA 01844.
NESC was established in 1958. It is a federal credit union chartered under charter number 12334. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NESC. All financial data is for informational purposes only.