NEW DIRECTIONS COMMUNITY
State-Chartered • Franklin, Pennsylvania • Est. 1974
Quick Facts
- Charter Number
- #65356
- Type
- State-Chartered
- Established
- 1974
- Headquarters
- Franklin, Pennsylvania 16323
- Address
- 777 Allegheny Blvd
- Branches
- 3
- ATMs
- 3
- Members
- 5,803
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
5,803 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NEW DIRECTIONS COMMUNITY |
|---|---|
| Total Assets | $38.5M |
| Members | 5,803 |
| Loans Outstanding | $25.9M |
| Shares & Deposits | $32.5M |
| Net Worth | $5.9M |
| Net Worth Ratio | 15.32% |
| Loan-to-Share Ratio | 79.7% |
| Delinquency Rate | 0.80% |
| Net Income | +$229,722 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
New Directions Community Credit Union
Main Office777 Allegheny Blvd
Franklin, PA 16323
New Directions Community Credit Union
25 E 1st St
Oil City, PA 16301
New Directions Community Credit Union
206 S Martin St
Titusville, PA 16354
Who Can Join NEW DIRECTIONS COMMUNITY?
Membership Type: Community
Membership eligibility for NEW DIRECTIONS COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact NEW DIRECTIONS COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Browse all federally insured credit unions in Pennsylvania, ranked by assets, members, and financial health score.
View Pennsylvania RankingsFrequently Asked Questions
Yes. NEW DIRECTIONS COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NEW DIRECTIONS COMMUNITY has 5,803 members and a potential membership field of 176,881 people.
NEW DIRECTIONS COMMUNITY's net worth ratio is 15.32% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.3%, NEW DIRECTIONS COMMUNITY meets this threshold.
NEW DIRECTIONS COMMUNITY operates 3 branch locations and has access to 3 ATMs. The main office is located at 777 Allegheny Blvd, Franklin, PA 16323.
NEW DIRECTIONS COMMUNITY was established in 1974. It is a state-chartered credit union chartered under charter number 65356. The institution has been serving members for 52 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NEW DIRECTIONS COMMUNITY. All financial data is for informational purposes only.