NEW HORIZONS
State-Chartered • MOBILE, Alabama • Est. 1950
Quick Facts
- Charter Number
- #60799
- Type
- State-Chartered
- Established
- 1950
- Headquarters
- MOBILE, Alabama 36652
- Address
- P. O. BOX 2966
- Branches
- 9
- ATMs
- 7
- Members
- 23,292
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
23,292 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NEW HORIZONS |
|---|---|
| Total Assets | $279.7M |
| Members | 23,292 |
| Loans Outstanding | $205.7M |
| Shares & Deposits | $247.0M |
| Net Worth | $30.2M |
| Net Worth Ratio | 10.98% |
| Loan-to-Share Ratio | 83.3% |
| Delinquency Rate | 0.20% |
| Net Income | +$3,914,650 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 7 ATMs
Administration
Main Office622 Azalea Rd
Mobile, AL 36609-1530
West Mobile Branch
6320 Airport Blvd
Mobile, AL 36608
Saraland Branch
103 Saraland Blvd S
Saraland, AL 36571-2833
Daphne Branch
7146 Stone Dr
Daphne, AL 36526-4825
Semmes Branch
3385 Schillinger Rd N Ste 19
Semmes, AL 36575-5494
Who Can Join NEW HORIZONS?
Membership Type: Community
Membership eligibility for NEW HORIZONS may vary. Contact the credit union directly to confirm qualification requirements.
Contact NEW HORIZONS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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Browse all federally insured credit unions in Alabama, ranked by assets, members, and financial health score.
View Alabama RankingsFrequently Asked Questions
Yes. NEW HORIZONS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NEW HORIZONS has 23,292 members and a potential membership field of 650,000 people.
NEW HORIZONS's net worth ratio is 10.98% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.0%, NEW HORIZONS meets this threshold.
NEW HORIZONS operates 9 branch locations and has access to 7 ATMs. The main office is located at 622 Azalea Rd, Mobile, AL 36609-1530.
NEW HORIZONS was established in 1950. It is a state-chartered credit union chartered under charter number 60799. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NEW HORIZONS. All financial data is for informational purposes only.