NIAGARA FALLS TEACHERS
Federal • Niagara Falls, New York • Est. 1935
Quick Facts
- Charter Number
- #98
- Type
- Federal
- Established
- 1935
- Headquarters
- Niagara Falls, New York 14304-3150
- Address
- 6040 Lindbergh Ave
- Branches
- 1
- Members
- 1,230
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,230 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NIAGARA FALLS TEACHERS |
|---|---|
| Total Assets | $11.8M |
| Members | 1,230 |
| Loans Outstanding | $4.3M |
| Shares & Deposits | $9.5M |
| Net Worth | $2.2M |
| Net Worth Ratio | 18.99% |
| Loan-to-Share Ratio | 45.0% |
| Delinquency Rate | 0.00% |
| Net Income | +$164,943 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Niagara Falls Teachers' Federal Credit Union
Main Office6040 Lindbergh Ave
Niagara Falls, NY 14304-3150
Who Can Join NIAGARA FALLS TEACHERS?
Membership Type: Community
Membership eligibility for NIAGARA FALLS TEACHERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact NIAGARA FALLS TEACHERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. NIAGARA FALLS TEACHERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NIAGARA FALLS TEACHERS has 1,230 members and a potential membership field of 2,000 people.
NIAGARA FALLS TEACHERS's net worth ratio is 18.99% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 19.0%, NIAGARA FALLS TEACHERS meets this threshold.
NIAGARA FALLS TEACHERS operates 1 branch location. The main office is located at 6040 Lindbergh Ave, Niagara Falls, NY 14304-3150.
NIAGARA FALLS TEACHERS was established in 1935. It is a federal credit union chartered under charter number 98. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NIAGARA FALLS TEACHERS. All financial data is for informational purposes only.