NIAGARA REGIONAL
Federal • North Tonawanda, New York • Est. 1939
Quick Facts
- Charter Number
- #3285
- Type
- Federal
- Established
- 1939
- Headquarters
- North Tonawanda, New York 14120
- Address
- 1285 Erie Ave
- Branches
- 2
- ATMs
- 2
- Members
- 239,300
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
239,300 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NIAGARA REGIONAL |
|---|---|
| Total Assets | $39.8M |
| Members | 239,300 |
| Loans Outstanding | $24.2M |
| Shares & Deposits | $36.4M |
| Net Worth | $3.3M |
| Net Worth Ratio | 8.31% |
| Loan-to-Share Ratio | 66.7% |
| Delinquency Rate | 0.21% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Niagara Regional FCU
Main Office1285 Erie Ave
North Tonawanda, NY 14120
North Tonawanda HS
405 Meadow Dr
North Tonawanda, NY 14120
Who Can Join NIAGARA REGIONAL?
Membership Type: Other/Unknown
Membership eligibility for NIAGARA REGIONAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact NIAGARA REGIONAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
NIAGARA REGIONAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NIAGARA REGIONAL has 239,300 members and a potential membership field of 1,156,000 people.
NIAGARA REGIONAL's reported net worth ratio is 8.31% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NIAGARA REGIONAL operates 2 branch locations and has access to 2 ATMs. The main office is located at 1285 Erie Ave, North Tonawanda, NY 14120.
NIAGARA REGIONAL was established in 1939. It is a federal credit union chartered under charter number 3285. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NIAGARA REGIONAL. All financial data is for informational purposes only.