NIAGARA-WHEATFIELD
Federal • Sanborn, New York • Est. 1960
Quick Facts
- Charter Number
- #14040
- Type
- Federal
- Established
- 1960
- Headquarters
- Sanborn, New York 14132
- Address
- 2346 SAUNDERS SETTLEMENT RD
- Branches
- 2
- Members
- 1,830
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 4% and a delinquency rate below 5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,830 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NIAGARA-WHEATFIELD |
|---|---|
| Total Assets | $21.5M |
| Members | 1,830 |
| Loans Outstanding | $9.7M |
| Shares & Deposits | $19.2M |
| Net Worth | $2.3M |
| Net Worth Ratio | 10.57% |
| Loan-to-Share Ratio | 50.8% |
| Delinquency Rate | 4.75% |
| Net Income | +$65,397 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
MAIN OFFICE
Main Office2346 SAUNDERS SETTLEMENT RD
Sanborn, NY 14132
compusource systems inc
110 John Muir Dr
Amherst, NY 14228-1148
Who Can Join NIAGARA-WHEATFIELD?
Membership Type: Occupational
Membership eligibility for NIAGARA-WHEATFIELD may vary. Contact the credit union directly to confirm qualification requirements.
Contact NIAGARA-WHEATFIELD directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
NIAGARA-WHEATFIELD is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NIAGARA-WHEATFIELD has 1,830 members and a potential membership field of 5,000 people.
NIAGARA-WHEATFIELD's reported net worth ratio is 10.57% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NIAGARA-WHEATFIELD operates 2 branch locations. The main office is located at 2346 SAUNDERS SETTLEMENT RD, Sanborn, NY 14132.
NIAGARA-WHEATFIELD was established in 1960. It is a federal credit union chartered under charter number 14040. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NIAGARA-WHEATFIELD. All financial data is for informational purposes only.