NORSTATE
Federal • Madawaska, Maine • Est. 1941
Quick Facts
- Charter Number
- #4261
- Type
- Federal
- Established
- 1941
- Headquarters
- Madawaska, Maine 04756
- Address
- 78 Fox St
- Branches
- 6
- ATMs
- 6
- Members
- 14,140
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
14,140 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORSTATE |
|---|---|
| Total Assets | $277.7M |
| Members | 14,140 |
| Loans Outstanding | $192.6M |
| Shares & Deposits | $242.4M |
| Net Worth | $31.7M |
| Net Worth Ratio | 11.43% |
| Loan-to-Share Ratio | 79.4% |
| Delinquency Rate | 1.79% |
| Net Income | +$140,709 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 6 ATMs
Madawaska Office
Main Office78 Fox St
Madawaska, ME 04756
Van Buren Office
156 Main St
Van Buren, ME 04785
Fort Kent Branch
164 Market St
Fort Kent, ME 04743
Eagle Lake Branch
3333 Aroostook Rd
Eagle Lake, ME 04739
Ashland Branch
23 Exchange St
Ashland, ME 04732
Who Can Join NORSTATE?
Membership Type: Occupational
Membership eligibility for NORSTATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORSTATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maine RankingsFrequently Asked Questions
Yes. NORSTATE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NORSTATE has 14,140 members and a potential membership field of 48,000 people.
NORSTATE's net worth ratio is 11.43% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.4%, NORSTATE meets this threshold.
NORSTATE operates 6 branch locations and has access to 6 ATMs. The main office is located at 78 Fox St, Madawaska, ME 04756.
NORSTATE was established in 1941. It is a federal credit union chartered under charter number 4261. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NORSTATE. All financial data is for informational purposes only.