NORSTATE
Federal • Madawaska, Maine • Est. 1941
Quick Facts
- Charter Number
- #4261
- Type
- Federal
- Established
- 1941
- Headquarters
- Madawaska, Maine 04756
- Address
- 78 Fox St
- Branches
- 6
- ATMs
- 6
- Members
- 14,075
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
14,075 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORSTATE |
|---|---|
| Total Assets | $280.4M |
| Members | 14,075 |
| Loans Outstanding | $190.2M |
| Shares & Deposits | $246.4M |
| Net Worth | $32.0M |
| Net Worth Ratio | 11.42% |
| Loan-to-Share Ratio | 77.2% |
| Delinquency Rate | 1.46% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 6 ATMs
Madawaska Office
Main Office78 Fox St
Madawaska, ME 04756
Van Buren Office
156 Main St
Van Buren, ME 04785
Fort Kent Branch
164 Market St
Fort Kent, ME 04743
Eagle Lake Branch
3333 Aroostook Rd
Eagle Lake, ME 04739
Ashland Branch
23 Exchange St
Ashland, ME 04732
Who Can Join NORSTATE?
Membership Type: Occupational
Membership eligibility for NORSTATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORSTATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maine
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maine RankingsFrequently Asked Questions
NORSTATE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NORSTATE has 14,075 members and a potential membership field of 48,000 people.
NORSTATE's reported net worth ratio is 11.42% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NORSTATE operates 6 branch locations and has access to 6 ATMs. The main office is located at 78 Fox St, Madawaska, ME 04756.
NORSTATE was established in 1941. It is a federal credit union chartered under charter number 4261. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NORSTATE. All financial data is for informational purposes only.