NORTH ADAMS M E
Federal • North Adams, Massachusetts • Est. 1959
Quick Facts
- Charter Number
- #13274
- Type
- Federal
- Established
- 1959
- Headquarters
- North Adams, Massachusetts 01247
- Address
- 60 Roberts Drive Ste 112
- Branches
- 2
- Members
- 332
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
332 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTH ADAMS M E |
|---|---|
| Total Assets | $2.2M |
| Members | 332 |
| Loans Outstanding | $1.2M |
| Shares & Deposits | $1.8M |
| Net Worth | $438K |
| Net Worth Ratio | 19.72% |
| Loan-to-Share Ratio | 68.6% |
| Delinquency Rate | 4.18% |
| Net Income | +$11,128 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
North Adams Municipal Employee Federal Credit Union
Main Office60 Roberts Dr Ste 112
North Adams, MA 01247-3255
Records
60 Roberts Dr Ste 112
North Adams, MA 01247
Who Can Join NORTH ADAMS M E?
Membership Type: Community
Membership eligibility for NORTH ADAMS M E may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTH ADAMS M E directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. NORTH ADAMS M E is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NORTH ADAMS M E has 332 members and a potential membership field of 977 people.
NORTH ADAMS M E's net worth ratio is 19.72% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 19.7%, NORTH ADAMS M E meets this threshold.
NORTH ADAMS M E operates 2 branch locations. The main office is located at 60 Roberts Dr Ste 112, North Adams, MA 01247-3255.
NORTH ADAMS M E was established in 1959. It is a federal credit union chartered under charter number 13274. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NORTH ADAMS M E. All financial data is for informational purposes only.