NORTH ALABAMA EDUCATORS
State-Chartered • HUNTSVILLE, Alabama • Est. 1957
Quick Facts
- Charter Number
- #60500
- Type
- State-Chartered
- Established
- 1957
- Headquarters
- HUNTSVILLE, Alabama 35804
- Address
- PO BOX 128
- Branches
- 6
- ATMs
- 3
- Members
- 10,859
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
10,859 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTH ALABAMA EDUCATORS |
|---|---|
| Total Assets | $139.3M |
| Members | 10,859 |
| Loans Outstanding | $54.6M |
| Shares & Deposits | $129.1M |
| Net Worth | $10.9M |
| Net Worth Ratio | 7.89% |
| Loan-to-Share Ratio | 42.2% |
| Delinquency Rate | 0.46% |
| Net Income | +$789,861 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 3 ATMs
Main Office
Main Office2309 Whitesburg Dr SE
Huntsville, AL 35801-3819
Sparkman Branch
2100 Sparkman Dr NW
Huntsville, AL 35810-3818
Athens Branch
107 US Highway 31 S
Athens, AL 35611
Madison Branch
7559 Highway 72 W Ste 114
Madison, AL 35758-8816
EPL, Inc. / VISIFI
22 Inverness Center Pkwy Ste 400
Hoover, AL 35242-4879
Who Can Join NORTH ALABAMA EDUCATORS?
Membership Type: Community
Membership eligibility for NORTH ALABAMA EDUCATORS may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTH ALABAMA EDUCATORS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. NORTH ALABAMA EDUCATORS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NORTH ALABAMA EDUCATORS has 10,859 members and a potential membership field of 54,000 people.
NORTH ALABAMA EDUCATORS's net worth ratio is 7.89% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.9%, NORTH ALABAMA EDUCATORS meets this threshold.
NORTH ALABAMA EDUCATORS operates 6 branch locations and has access to 3 ATMs. The main office is located at 2309 Whitesburg Dr SE, Huntsville, AL 35801-3819.
NORTH ALABAMA EDUCATORS was established in 1957. It is a state-chartered credit union chartered under charter number 60500. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NORTH ALABAMA EDUCATORS. All financial data is for informational purposes only.