NORTH COAST
State-Chartered • Bellingham, Washington • Est. 1938
Quick Facts
- Charter Number
- #66734
- Type
- State-Chartered
- Established
- 1938
- Headquarters
- Bellingham, Washington 98225
- Address
- 1100 Dupont Street
- Branches
- 5
- ATMs
- 5
- Members
- 20,380
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
20,380 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTH COAST |
|---|---|
| Total Assets | $420.8M |
| Members | 20,380 |
| Loans Outstanding | $263.3M |
| Shares & Deposits | $364.5M |
| Net Worth | $57.1M |
| Net Worth Ratio | 13.57% |
| Loan-to-Share Ratio | 72.2% |
| Delinquency Rate | 0.56% |
| Net Income | +$5,640,828 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Bellingham Branch
Main Office1100 Dupont St
Bellingham, WA 98225-3113
Mount Vernon Branch
1410 Riverside Dr
Mount Vernon, WA 98273-2442
Ferndale Branch
5657 Riverside Dr
Ferndale, WA 98248
Sedro-Woolley Branch
108 N Township St Ste B
Sedro Woolley, WA 98284-1232
Anacortes Branch
3110 Commercial Ave
Anacortes, WA 98221
Who Can Join NORTH COAST?
Membership Type: Community
Membership eligibility for NORTH COAST may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTH COAST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Washington RankingsFrequently Asked Questions
Yes. NORTH COAST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NORTH COAST has 20,380 members and a potential membership field of 201,268 people.
NORTH COAST's net worth ratio is 13.57% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.6%, NORTH COAST meets this threshold.
NORTH COAST operates 5 branch locations and has access to 5 ATMs. The main office is located at 1100 Dupont St, Bellingham, WA 98225-3113.
NORTH COAST was established in 1938. It is a state-chartered credit union chartered under charter number 66734. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NORTH COAST. All financial data is for informational purposes only.