NORTH IOWA COMMUNITY
State-Chartered • MASON CITY, Iowa • Est. 1956
Quick Facts
- Charter Number
- #64191
- Type
- State-Chartered
- Established
- 1956
- Headquarters
- MASON CITY, Iowa 50402-1248
- Address
- PO BOX 1248
- Branches
- 3
- ATMs
- 2
- Members
- 11,376
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
11,376 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTH IOWA COMMUNITY |
|---|---|
| Total Assets | $124.3M |
| Members | 11,376 |
| Loans Outstanding | $109.7M |
| Shares & Deposits | $111.3M |
| Net Worth | $11.8M |
| Net Worth Ratio | 9.53% |
| Loan-to-Share Ratio | 98.5% |
| Delinquency Rate | 0.93% |
| Net Income | +$1,977,799 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
MAIN OFFICE
Main Office640 S FEDERAL AVE
MASON CITY, IA 50401
NICCU WEST
4063 4TH ST SW Ste a
MASON CITY, IA 50401
Bradford Scott Data Corp
101 E Washington Blvd
Fort Wayne, IN 46802
Who Can Join NORTH IOWA COMMUNITY?
Membership Type: Community
Membership eligibility for NORTH IOWA COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTH IOWA COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. NORTH IOWA COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NORTH IOWA COMMUNITY has 11,376 members and a potential membership field of 133,348 people.
NORTH IOWA COMMUNITY's net worth ratio is 9.53% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.5%, NORTH IOWA COMMUNITY meets this threshold.
NORTH IOWA COMMUNITY operates 3 branch locations and has access to 2 ATMs. The main office is located at 640 S FEDERAL AVE, MASON CITY, IA 50401.
NORTH IOWA COMMUNITY was established in 1956. It is a state-chartered credit union chartered under charter number 64191. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NORTH IOWA COMMUNITY. All financial data is for informational purposes only.