NORTH IOWA COMMUNITY
State-Chartered • Mason City, Iowa • Est. 1956
Quick Facts
- Charter Number
- #64191
- Type
- State-Chartered
- Established
- 1956
- Headquarters
- Mason City, Iowa 50401
- Address
- 640 S FEDERAL AVE
- Branches
- 4
- ATMs
- 2
- Members
- 11,339
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
11,339 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTH IOWA COMMUNITY |
|---|---|
| Total Assets | $128.5M |
| Members | 11,339 |
| Loans Outstanding | $108.5M |
| Shares & Deposits | $115.6M |
| Net Worth | $12.2M |
| Net Worth Ratio | 9.49% |
| Loan-to-Share Ratio | 93.9% |
| Delinquency Rate | 1.37% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 2 ATMs
MAIN OFFICE
Main Office640 S FEDERAL AVE
Mason City, IA 50401
NICCU WEST
4063 4TH ST SW Ste a
Mason City, IA 50401
Wescom Resources Group
5601 E La Palma Ave
Anaheim, CA 92807-2109
Corelation
2305 Historic Decatur Rd Ste 300
San Diego, CA 92106-6073
Who Can Join NORTH IOWA COMMUNITY?
Membership Type: Community
Membership eligibility for NORTH IOWA COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTH IOWA COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Iowa
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Iowa RankingsFrequently Asked Questions
NORTH IOWA COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NORTH IOWA COMMUNITY has 11,339 members and a potential membership field of 133,348 people.
NORTH IOWA COMMUNITY's reported net worth ratio is 9.49% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NORTH IOWA COMMUNITY operates 4 branch locations and has access to 2 ATMs. The main office is located at 640 S FEDERAL AVE, Mason City, IA 50401.
NORTH IOWA COMMUNITY was established in 1956. It is a state-chartered credit union chartered under charter number 64191. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NORTH IOWA COMMUNITY. All financial data is for informational purposes only.