NORTH STAR COMMUNITY
State-Chartered • Cherokee, Iowa • Est. 1972
Quick Facts
- Charter Number
- #62638
- Type
- State-Chartered
- Established
- 1972
- Headquarters
- Cherokee, Iowa 51012
- Address
- PO BOX 556
- Branches
- 3
- ATMs
- 3
- Members
- 12,287
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
12,287 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTH STAR COMMUNITY |
|---|---|
| Total Assets | $159.0M |
| Members | 12,287 |
| Loans Outstanding | $114.1M |
| Shares & Deposits | $143.1M |
| Net Worth | $14.7M |
| Net Worth Ratio | 9.24% |
| Loan-to-Share Ratio | 79.7% |
| Delinquency Rate | 1.11% |
| Net Income | +$1,989,154 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Cherokee Main Office
Main Office1207 North 2nd Street
Cherokee, IA 51012
Ida Grove Branch
216 Moorehead Ave
Ida Grove, IA 51445
Sheldon Office
101 N Runger Ste C
Sheldon, IA 51201
Who Can Join NORTH STAR COMMUNITY?
Membership Type: Community
Membership eligibility for NORTH STAR COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTH STAR COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. NORTH STAR COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NORTH STAR COMMUNITY has 12,287 members and a potential membership field of 387,545 people.
NORTH STAR COMMUNITY's net worth ratio is 9.24% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.2%, NORTH STAR COMMUNITY meets this threshold.
NORTH STAR COMMUNITY operates 3 branch locations and has access to 3 ATMs. The main office is located at 1207 North 2nd Street, Cherokee, IA 51012.
NORTH STAR COMMUNITY was established in 1972. It is a state-chartered credit union chartered under charter number 62638. The institution has been serving members for 54 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NORTH STAR COMMUNITY. All financial data is for informational purposes only.