NORTH STAR COMMUNITY
State-Chartered • Cherokee, Iowa • Est. 1972
Quick Facts
- Charter Number
- #62638
- Type
- State-Chartered
- Established
- 1972
- Headquarters
- Cherokee, Iowa 51012
- Address
- 1207 North 2nd Street
- Branches
- 3
- ATMs
- 3
- Members
- 12,254
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
12,254 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTH STAR COMMUNITY |
|---|---|
| Total Assets | $156.5M |
| Members | 12,254 |
| Loans Outstanding | $113.5M |
| Shares & Deposits | $140.6M |
| Net Worth | $14.6M |
| Net Worth Ratio | 9.32% |
| Loan-to-Share Ratio | 80.7% |
| Delinquency Rate | 0.77% |
| Net Income | $-96,584 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Cherokee Main Office
Main Office1207 North 2nd Street
Cherokee, IA 51012
Ida Grove Branch
216 Moorehead Ave
Ida Grove, IA 51445
Sheldon Office
101 N Runger Ste C
Sheldon, IA 51201
Who Can Join NORTH STAR COMMUNITY?
Membership Type: Community
Membership eligibility for NORTH STAR COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTH STAR COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Iowa
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Iowa RankingsFrequently Asked Questions
NORTH STAR COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NORTH STAR COMMUNITY has 12,254 members and a potential membership field of 387,245 people.
NORTH STAR COMMUNITY's reported net worth ratio is 9.32% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NORTH STAR COMMUNITY operates 3 branch locations and has access to 3 ATMs. The main office is located at 1207 North 2nd Street, Cherokee, IA 51012.
NORTH STAR COMMUNITY was established in 1972. It is a state-chartered credit union chartered under charter number 62638. The institution has been serving members for 54 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NORTH STAR COMMUNITY. All financial data is for informational purposes only.