NORTH TOWNS
Federal • Clarence, New York • Est. 1954
Quick Facts
- Charter Number
- #9812
- Type
- Federal
- Established
- 1954
- Headquarters
- Clarence, New York 14031
- Address
- 9145 Sheridan Dr
- Branches
- 2
- Members
- 3,034
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,034 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTH TOWNS |
|---|---|
| Total Assets | $49.2M |
| Members | 3,034 |
| Loans Outstanding | $28.7M |
| Shares & Deposits | $44.4M |
| Net Worth | $4.7M |
| Net Worth Ratio | 9.61% |
| Loan-to-Share Ratio | 64.7% |
| Delinquency Rate | 0.28% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
North Towns FCU
Main Office9145 Sheridan Dr
Clarence, NY 14031
Clarence High School
9625 Main St
Clarence, NY 14031
Who Can Join NORTH TOWNS?
Membership Type: Other/Unknown
Membership eligibility for NORTH TOWNS may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTH TOWNS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
NORTH TOWNS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NORTH TOWNS has 3,034 members and a potential membership field of 26,000 people.
NORTH TOWNS's reported net worth ratio is 9.61% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NORTH TOWNS operates 2 branch locations. The main office is located at 9145 Sheridan Dr, Clarence, NY 14031.
NORTH TOWNS was established in 1954. It is a federal credit union chartered under charter number 9812. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NORTH TOWNS. All financial data is for informational purposes only.