NORTHAMPTON AREA SCHOOL DIST. EMPS
Federal • Northampton, Pennsylvania • Est. 1939
Quick Facts
- Charter Number
- #24911
- Type
- Federal
- Established
- 1939
- Headquarters
- Northampton, Pennsylvania 18067-1351
- Address
- 2014 Laubach Ave
- Branches
- 2
- Members
- 800
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
800 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTHAMPTON AREA SCHOOL DIST. EMPS |
|---|---|
| Total Assets | $12.1M |
| Members | 800 |
| Loans Outstanding | $4.8M |
| Shares & Deposits | $9.7M |
| Net Worth | $2.4M |
| Net Worth Ratio | 19.88% |
| Loan-to-Share Ratio | 49.5% |
| Delinquency Rate | 0.00% |
| Net Income | +$43,128 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Office
Main Office2014 Laubach Ave
Northampton, PA 18067-1351
Vital Records Center
2014 Laubach Ave
Northampton, PA 18067-1351
Who Can Join NORTHAMPTON AREA SCHOOL DIST. EMPS?
Membership Type: Community
Membership eligibility for NORTHAMPTON AREA SCHOOL DIST. EMPS may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTHAMPTON AREA SCHOOL DIST. EMPS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
NORTHAMPTON AREA SCHOOL DIST. EMPS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NORTHAMPTON AREA SCHOOL DIST. EMPS has 800 members and a potential membership field of 3,000 people.
NORTHAMPTON AREA SCHOOL DIST. EMPS's reported net worth ratio is 19.88% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NORTHAMPTON AREA SCHOOL DIST. EMPS operates 2 branch locations. The main office is located at 2014 Laubach Ave, Northampton, PA 18067-1351.
NORTHAMPTON AREA SCHOOL DIST. EMPS was established in 1939. It is a federal credit union chartered under charter number 24911. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NORTHAMPTON AREA SCHOOL DIST. EMPS. All financial data is for informational purposes only.