NORTHAMPTON AREA SCHOOL DIST. EMPS
Federal • Northampton, Pennsylvania • Est. 1939
Quick Facts
- Charter Number
- #24911
- Type
- Federal
- Established
- 1939
- Headquarters
- Northampton, Pennsylvania 18067-1351
- Address
- 2014 Laubach Ave
- Branches
- 2
- Members
- 815
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
815 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTHAMPTON AREA SCHOOL DIST. EMPS |
|---|---|
| Total Assets | $12.3M |
| Members | 815 |
| Loans Outstanding | $4.9M |
| Shares & Deposits | $9.9M |
| Net Worth | $2.4M |
| Net Worth Ratio | 19.29% |
| Loan-to-Share Ratio | 49.8% |
| Delinquency Rate | 0.00% |
| Net Income | +$161,327 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Office
Main Office2014 Laubach Ave
Northampton, PA 18067-1351
Vital Records Center
2014 Laubach Ave
Northampton, PA 18067-1351
Who Can Join NORTHAMPTON AREA SCHOOL DIST. EMPS?
Membership Type: Community
Membership eligibility for NORTHAMPTON AREA SCHOOL DIST. EMPS may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTHAMPTON AREA SCHOOL DIST. EMPS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. NORTHAMPTON AREA SCHOOL DIST. EMPS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NORTHAMPTON AREA SCHOOL DIST. EMPS has 815 members and a potential membership field of 3,000 people.
NORTHAMPTON AREA SCHOOL DIST. EMPS's net worth ratio is 19.29% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 19.3%, NORTHAMPTON AREA SCHOOL DIST. EMPS meets this threshold.
NORTHAMPTON AREA SCHOOL DIST. EMPS operates 2 branch locations. The main office is located at 2014 Laubach Ave, Northampton, PA 18067-1351.
NORTHAMPTON AREA SCHOOL DIST. EMPS was established in 1939. It is a federal credit union chartered under charter number 24911. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NORTHAMPTON AREA SCHOOL DIST. EMPS. All financial data is for informational purposes only.