NORTHERN HILLS
Federal • Sturgis, South Dakota • Est. 1950
Quick Facts
- Charter Number
- #6986
- Type
- Federal
- Established
- 1950
- Headquarters
- Sturgis, South Dakota 57785
- Address
- 1080 MAIN ST
- Branches
- 5
- ATMs
- 5
- Members
- 12,667
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
12,667 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTHERN HILLS |
|---|---|
| Total Assets | $196.6M |
| Members | 12,667 |
| Loans Outstanding | $161.1M |
| Shares & Deposits | $175.3M |
| Net Worth | $19.2M |
| Net Worth Ratio | 9.77% |
| Loan-to-Share Ratio | 91.9% |
| Delinquency Rate | 0.40% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
NHFCU01
Main Office1080 MAIN ST
Sturgis, SD 57785
NHFCU03
2430 Platinum Dr
Spearfish, SD 57783
NHFCU04
113 Comanche Rd
Fort Meade, SD 57741
NHFCU05
78 Cliff St
Deadwood, SD 57732
NHFCU06
2211 Dakota Ave
Belle Fourche, SD 57717
Who Can Join NORTHERN HILLS?
Membership Type: Community
Membership eligibility for NORTHERN HILLS may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTHERN HILLS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Dakota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View South Dakota RankingsFrequently Asked Questions
NORTHERN HILLS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NORTHERN HILLS has 12,667 members and a potential membership field of 886,667 people.
NORTHERN HILLS's reported net worth ratio is 9.77% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NORTHERN HILLS operates 5 branch locations and has access to 5 ATMs. The main office is located at 1080 MAIN ST, Sturgis, SD 57785.
NORTHERN HILLS was established in 1950. It is a federal credit union chartered under charter number 6986. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NORTHERN HILLS. All financial data is for informational purposes only.