NORTHERN REDWOOD
Federal • Arcata, California • Est. 1955
Quick Facts
- Charter Number
- #10362
- Type
- Federal
- Established
- 1955
- Headquarters
- Arcata, California 95521-4415
- Address
- 1270 Giuntoli Ln
- Branches
- 2
- ATMs
- 2
- Members
- 3,167
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,167 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTHERN REDWOOD |
|---|---|
| Total Assets | $24.5M |
| Members | 3,167 |
| Loans Outstanding | $12.3M |
| Shares & Deposits | $22.6M |
| Net Worth | $1.9M |
| Net Worth Ratio | 7.73% |
| Loan-to-Share Ratio | 54.3% |
| Delinquency Rate | 1.21% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Main Office
Main Office1270 Giuntoli Ln
Arcata, CA 95521-4415
Eureka Branch
903 4th St
Eureka, CA 95501-0517
Who Can Join NORTHERN REDWOOD?
Membership Type: Other/Unknown
Membership eligibility for NORTHERN REDWOOD may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTHERN REDWOOD directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
NORTHERN REDWOOD is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NORTHERN REDWOOD has 3,167 members and a potential membership field of 7,500 people.
NORTHERN REDWOOD's reported net worth ratio is 7.73% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NORTHERN REDWOOD operates 2 branch locations and has access to 2 ATMs. The main office is located at 1270 Giuntoli Ln, Arcata, CA 95521-4415.
NORTHERN REDWOOD was established in 1955. It is a federal credit union chartered under charter number 10362. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NORTHERN REDWOOD. All financial data is for informational purposes only.