NORTHERN STAR CREDIT UNION, INC.
State-Chartered • Portsmouth, Virginia • Est. 1929
Quick Facts
- Charter Number
- #66956
- Type
- State-Chartered
- Established
- 1929
- Headquarters
- Portsmouth, Virginia 23702
- Address
- 5100 George Washington Hwy
- Branches
- 1
- ATMs
- 1
- Members
- 7,326
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
7,326 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTHERN STAR CREDIT UNION, INC. |
|---|---|
| Total Assets | $73.8M |
| Members | 7,326 |
| Loans Outstanding | $33.9M |
| Shares & Deposits | $63.8M |
| Net Worth | $12.2M |
| Net Worth Ratio | 16.52% |
| Loan-to-Share Ratio | 53.1% |
| Delinquency Rate | 0.27% |
| Net Income | +$1,062,950 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Main Branch
Main Office5100 George Washington Hwy
Portsmouth, VA 23702
Who Can Join NORTHERN STAR CREDIT UNION, INC.?
Membership Type: Community
Membership eligibility for NORTHERN STAR CREDIT UNION, INC. may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTHERN STAR CREDIT UNION, INC. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. NORTHERN STAR CREDIT UNION, INC. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NORTHERN STAR CREDIT UNION, INC. has 7,326 members and a potential membership field of 1,000,000 people.
NORTHERN STAR CREDIT UNION, INC.'s net worth ratio is 16.52% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.5%, NORTHERN STAR CREDIT UNION, INC. meets this threshold.
NORTHERN STAR CREDIT UNION, INC. operates 1 branch location and has access to 1 ATMs. The main office is located at 5100 George Washington Hwy, Portsmouth, VA 23702.
NORTHERN STAR CREDIT UNION, INC. was established in 1929. It is a state-chartered credit union chartered under charter number 66956. The institution has been serving members for 97 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NORTHERN STAR CREDIT UNION, INC.. All financial data is for informational purposes only.