NORTHLAND AREA
Federal • Alpena, Michigan • Est. 1957
Quick Facts
- Charter Number
- #11979
- Type
- Federal
- Established
- 1957
- Headquarters
- Alpena, Michigan 49707-8221
- Address
- 1161 N Bagley St
- Branches
- 17
- ATMs
- 17
- Members
- 46,344
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
46,344 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTHLAND AREA |
|---|---|
| Total Assets | $708.4M |
| Members | 46,344 |
| Loans Outstanding | $459.6M |
| Shares & Deposits | $635.4M |
| Net Worth | $72.1M |
| Net Worth Ratio | 10.18% |
| Loan-to-Share Ratio | 72.3% |
| Delinquency Rate | 0.82% |
| Net Income | +$1,051,786 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
17 locations · 17 ATMs
Tawas Branch
201 E M 55
Tawas City, MI 48763
West Branch II
3177 W M 76
West Branch, MI 48661
Grayling Branch
2405 S I 75 Business Loop
Grayling, MI 49738
Mio Branch
208 N Morenci Ave
Mio, MI 48647
Skidway Branch
1927 Greenwood Rd
Prescott, MI 48756
Who Can Join NORTHLAND AREA?
Membership Type: Community
Membership eligibility for NORTHLAND AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTHLAND AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
NORTHLAND AREA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NORTHLAND AREA has 46,344 members and a potential membership field of 635,533 people.
NORTHLAND AREA's reported net worth ratio is 10.18% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NORTHLAND AREA operates 17 branch locations and has access to 17 ATMs. The main office is located at 1161 N Bagley St, Alpena, MI 49707-8221.
NORTHLAND AREA was established in 1957. It is a federal credit union chartered under charter number 11979. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NORTHLAND AREA. All financial data is for informational purposes only.