NORTHWEST CONSUMERS
Federal • Traverse City, Michigan • Est. 1952
Quick Facts
- Charter Number
- #8077
- Type
- Federal
- Established
- 1952
- Headquarters
- Traverse City, Michigan 49686-5008
- Address
- 2948 Garfield Rd N
- Branches
- 3
- ATMs
- 1
- Members
- 2,297
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,297 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTHWEST CONSUMERS |
|---|---|
| Total Assets | $25.9M |
| Members | 2,297 |
| Loans Outstanding | $12.7M |
| Shares & Deposits | $20.5M |
| Net Worth | $4.8M |
| Net Worth Ratio | 18.53% |
| Loan-to-Share Ratio | 61.7% |
| Delinquency Rate | 1.35% |
| Net Income | +$66,556 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 1 ATMs
CU*Answers
6000 28th St SE
Grand Rapids, MI 49546-6927
Northwest Consumers Federal Credit Union
Main Office2948 Garfield Rd N
Traverse City, MI 49686-5008
CO OP Network
2948 Garfield Rd N
Traverse City, MI 49686-5008
Who Can Join NORTHWEST CONSUMERS?
Membership Type: Other/Unknown
Membership eligibility for NORTHWEST CONSUMERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTHWEST CONSUMERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
NORTHWEST CONSUMERS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NORTHWEST CONSUMERS has 2,297 members and a potential membership field of 9,000 people.
NORTHWEST CONSUMERS's reported net worth ratio is 18.53% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NORTHWEST CONSUMERS operates 3 branch locations and has access to 1 ATMs. The main office is located at 2948 Garfield Rd N, Traverse City, MI 49686-5008.
NORTHWEST CONSUMERS was established in 1952. It is a federal credit union chartered under charter number 8077. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NORTHWEST CONSUMERS. All financial data is for informational purposes only.