NORTHWEST CONSUMERS
Federal • TRAVERSE CITY, Michigan • Est. 1952
Quick Facts
- Charter Number
- #8077
- Type
- Federal
- Established
- 1952
- Headquarters
- TRAVERSE CITY, Michigan 49686-5008
- Address
- 2948 GARFIELD RD N
- Branches
- 3
- ATMs
- 1
- Members
- 2,323
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
2,323 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTHWEST CONSUMERS |
|---|---|
| Total Assets | $25.6M |
| Members | 2,323 |
| Loans Outstanding | $13.2M |
| Shares & Deposits | $19.8M |
| Net Worth | $4.7M |
| Net Worth Ratio | 18.47% |
| Loan-to-Share Ratio | 66.3% |
| Delinquency Rate | 1.12% |
| Net Income | +$455,438 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
CU*Answers
6000 28th St SE
Grand Rapids, MI 49546-6927
Northwest Consumers Federal Credit Union
Main Office2948 Garfield Rd N
Traverse City, MI 49686-5008
CO OP Network
2948 Garfield Rd N
Traverse City, MI 49686-5008
Who Can Join NORTHWEST CONSUMERS?
Membership Type: Other/Unknown
Membership eligibility for NORTHWEST CONSUMERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTHWEST CONSUMERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. NORTHWEST CONSUMERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NORTHWEST CONSUMERS has 2,323 members and a potential membership field of 9,000 people.
NORTHWEST CONSUMERS's net worth ratio is 18.47% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.5%, NORTHWEST CONSUMERS meets this threshold.
NORTHWEST CONSUMERS operates 3 branch locations and has access to 1 ATMs. The main office is located at 2948 Garfield Rd N, Traverse City, MI 49686-5008.
NORTHWEST CONSUMERS was established in 1952. It is a federal credit union chartered under charter number 8077. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NORTHWEST CONSUMERS. All financial data is for informational purposes only.