O AND R UTILITIES EMPLOYEES
Federal • Monroe, New York • Est. 1980
Quick Facts
- Charter Number
- #23700
- Type
- Federal
- Established
- 1980
- Headquarters
- Monroe, New York 10950-1526
- Address
- 14 Talmadge Ct
- Branches
- 1
- ATMs
- 1
- Members
- 1,957
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,957 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | O AND R UTILITIES EMPLOYEES |
|---|---|
| Total Assets | $34.8M |
| Members | 1,957 |
| Loans Outstanding | $25.9M |
| Shares & Deposits | $30.8M |
| Net Worth | $4.0M |
| Net Worth Ratio | 11.46% |
| Loan-to-Share Ratio | 84.2% |
| Delinquency Rate | 0.80% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
Monroe
Main Office14 Talmadge Ct
Monroe, NY 10950-1526
Who Can Join O AND R UTILITIES EMPLOYEES?
Membership Type: Community
Membership eligibility for O AND R UTILITIES EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact O AND R UTILITIES EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
O AND R UTILITIES EMPLOYEES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, O AND R UTILITIES EMPLOYEES has 1,957 members and a potential membership field of 25,000 people.
O AND R UTILITIES EMPLOYEES's reported net worth ratio is 11.46% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
O AND R UTILITIES EMPLOYEES operates 1 branch location and has access to 1 ATMs. The main office is located at 14 Talmadge Ct, Monroe, NY 10950-1526.
O AND R UTILITIES EMPLOYEES was established in 1980. It is a federal credit union chartered under charter number 23700. The institution has been serving members for 46 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or O AND R UTILITIES EMPLOYEES. All financial data is for informational purposes only.