O BEE
State-Chartered • Lacey, Washington • Est. 1955
Quick Facts
- Charter Number
- #60059
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Lacey, Washington 98509-5000
- Address
- PO Box 5000
- Branches
- 7
- ATMs
- 6
- Members
- 35,622
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
35,622 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | O BEE |
|---|---|
| Total Assets | $651.8M |
| Members | 35,622 |
| Loans Outstanding | $580.7M |
| Shares & Deposits | $556.9M |
| Net Worth | $55.3M |
| Net Worth Ratio | 8.62% |
| Loan-to-Share Ratio | 104.3% |
| Delinquency Rate | 0.76% |
| Net Income | +$9,098,630 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 6 ATMs
TUMWATER
3900 CLEVELAND AVE SE
TUMWATER, WA 98501-4023
LACEY
8665 Martin Way E
LACEY, WA 98516
WEST OLYMPIA
410 Cooper Point Rd SW
Olympia, WA 98502-5008
YELM
1201 Yelm Ave E Ste 100
Yelm, WA 98597-9427
TENINO
149 Sussex Ave W
TENINO, WA 98589
Who Can Join O BEE?
Membership Type: Community
Membership eligibility for O BEE may vary. Contact the credit union directly to confirm qualification requirements.
Contact O BEE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Washington RankingsFrequently Asked Questions
Yes. O BEE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, O BEE has 35,622 members and a potential membership field of 8,115,100 people.
O BEE's net worth ratio is 8.62% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.6%, O BEE meets this threshold.
O BEE operates 7 branch locations and has access to 6 ATMs. The main office is located at 649 Woodland Square Loop SE, Lacey, WA 98503.
O BEE was established in 1955. It is a state-chartered credit union chartered under charter number 60059. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or O BEE. All financial data is for informational purposes only.