OCEANAIR
Federal • Oxnard, California • Est. 1952
Quick Facts
- Charter Number
- #7608
- Type
- Federal
- Established
- 1952
- Headquarters
- Oxnard, California 93036
- Address
- 2151 E. Gonzales Rd.
- Branches
- 5
- ATMs
- 5
- Members
- 27,330
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
27,330 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OCEANAIR |
|---|---|
| Total Assets | $867.4M |
| Members | 27,330 |
| Loans Outstanding | $739.5M |
| Shares & Deposits | $685.2M |
| Net Worth | $65.1M |
| Net Worth Ratio | 7.50% |
| Loan-to-Share Ratio | 107.9% |
| Delinquency Rate | 0.35% |
| Net Income | $-189,503 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Camarillo Branch
300 Arneill Rd
Camarillo, CA 93010
Oceanair Federal Credit Union
Main Office2151 E Gonzales Rd
Oxnard, CA 93036-3704
Ventura Branch
3636 Dean Dr
Ventura, CA 93003-3486
Simi Valley
1377 E Los Angeles Ave
Simi Valley, CA 93065
Valley Strong Credit Union
1002 W Tehachapi Blvd
Tehachapi, CA 93561-2533
Who Can Join OCEANAIR?
Membership Type: Occupational
Membership eligibility for OCEANAIR may vary. Contact the credit union directly to confirm qualification requirements.
Contact OCEANAIR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. OCEANAIR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OCEANAIR has 27,330 members and a potential membership field of 5,107,611 people.
OCEANAIR's net worth ratio is 7.50% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.5%, OCEANAIR meets this threshold.
OCEANAIR operates 5 branch locations and has access to 5 ATMs. The main office is located at 2151 E Gonzales Rd, Oxnard, CA 93036-3704.
OCEANAIR was established in 1952. It is a federal credit union chartered under charter number 7608. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OCEANAIR. All financial data is for informational purposes only.