OKUNITY
Federal • Stillwater, Oklahoma • Est. 1968
Quick Facts
- Charter Number
- #18965
- Type
- Federal
- Established
- 1968
- Headquarters
- Stillwater, Oklahoma 74075
- Address
- 311 E McElroy
- Branches
- 2
- ATMs
- 2
- Members
- 12,840
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
12,840 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OKUNITY |
|---|---|
| Total Assets | $214.0M |
| Members | 12,840 |
| Loans Outstanding | $158.0M |
| Shares & Deposits | $175.0M |
| Net Worth | $25.7M |
| Net Worth Ratio | 12.02% |
| Loan-to-Share Ratio | 90.3% |
| Delinquency Rate | 0.25% |
| Net Income | +$2,117,457 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Main
Main Office311 E McElroy Rd
Stillwater, OK 74075-3815
Sangre Property
1811 S Sangre Rd
Stillwater, OK 74074-1855
Who Can Join OKUNITY?
Membership Type: Occupational
Membership eligibility for OKUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact OKUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Oklahoma RankingsFrequently Asked Questions
Yes. OKUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OKUNITY has 12,840 members and a potential membership field of 947,098 people.
OKUNITY's net worth ratio is 12.02% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.0%, OKUNITY meets this threshold.
OKUNITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 311 E McElroy Rd, Stillwater, OK 74075-3815.
OKUNITY was established in 1968. It is a federal credit union chartered under charter number 18965. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OKUNITY. All financial data is for informational purposes only.