OLD SPANISH TRAIL
State-Chartered • WESTLAKE, Louisiana • Est. 1941
Quick Facts
- Charter Number
- #61963
- Type
- State-Chartered
- Established
- 1941
- Headquarters
- WESTLAKE, Louisiana 70669
- Address
- P O BOX 37
- Branches
- 1
- Members
- 900
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
900 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OLD SPANISH TRAIL |
|---|---|
| Total Assets | $5.5M |
| Members | 900 |
| Loans Outstanding | $4.1M |
| Shares & Deposits | $3.8M |
| Net Worth | $1.7M |
| Net Worth Ratio | 30.60% |
| Loan-to-Share Ratio | 109.8% |
| Delinquency Rate | 0.31% |
| Net Income | +$20,771 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Old Spanish Trail Credit Union
Main Office2200 Old Spanish Trl
Westlake, LA 70669-7800
Who Can Join OLD SPANISH TRAIL?
Membership Type: Community
Membership eligibility for OLD SPANISH TRAIL may vary. Contact the credit union directly to confirm qualification requirements.
Contact OLD SPANISH TRAIL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Louisiana RankingsFrequently Asked Questions
Yes. OLD SPANISH TRAIL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OLD SPANISH TRAIL has 900 members and a potential membership field of 1,800 people.
OLD SPANISH TRAIL's net worth ratio is 30.60% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 30.6%, OLD SPANISH TRAIL meets this threshold.
OLD SPANISH TRAIL operates 1 branch location. The main office is located at 2200 Old Spanish Trl, Westlake, LA 70669-7800.
OLD SPANISH TRAIL was established in 1941. It is a state-chartered credit union chartered under charter number 61963. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OLD SPANISH TRAIL. All financial data is for informational purposes only.