OLD WEST
Federal • JOHN DAY, Oregon • Est. 1957
Quick Facts
- Charter Number
- #12012
- Type
- Federal
- Established
- 1957
- Headquarters
- JOHN DAY, Oregon 97845
- Address
- 650 W MAIN ST
- Branches
- 8
- ATMs
- 8
- Members
- 15,432
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
15,432 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OLD WEST |
|---|---|
| Total Assets | $313.2M |
| Members | 15,432 |
| Loans Outstanding | $194.8M |
| Shares & Deposits | $273.1M |
| Net Worth | $37.6M |
| Net Worth Ratio | 12.00% |
| Loan-to-Share Ratio | 71.3% |
| Delinquency Rate | 2.40% |
| Net Income | +$1,899,173 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 8 ATMs
John Day Branch
Main Office650 W Main St
John Day, OR 97845
Baker City Branch
2036 Broadway St
Baker City, OR 97814-3342
Pendleton Branch
301 S Main St
Pendleton, OR 97801-2245
Hermiston Branch
1739 N 1st St
Hermiston, OR 97838
Prairie City Branch
162 NW Front St
Prairie City, OR 97869-2063
Who Can Join OLD WEST?
Membership Type: Other/Unknown
Membership eligibility for OLD WEST may vary. Contact the credit union directly to confirm qualification requirements.
Contact OLD WEST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Oregon RankingsFrequently Asked Questions
Yes. OLD WEST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OLD WEST has 15,432 members and a potential membership field of 158,695 people.
OLD WEST's net worth ratio is 12.00% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.0%, OLD WEST meets this threshold.
OLD WEST operates 8 branch locations and has access to 8 ATMs. The main office is located at 650 W Main St, John Day, OR 97845.
OLD WEST was established in 1957. It is a federal credit union chartered under charter number 12012. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OLD WEST. All financial data is for informational purposes only.