ONE CREDIT UNION OF NY
State-Chartered • Cheektowaga, New York • Est. 1933
Quick Facts
- Charter Number
- #60716
- Type
- State-Chartered
- Established
- 1933
- Headquarters
- Cheektowaga, New York 14225-5127
- Address
- 3517 Union Rd
- Branches
- 3
- ATMs
- 2
- Members
- 8,152
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
8,152 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ONE CREDIT UNION OF NY |
|---|---|
| Total Assets | $111.8M |
| Members | 8,152 |
| Loans Outstanding | $40.0M |
| Shares & Deposits | $97.7M |
| Net Worth | $14.6M |
| Net Worth Ratio | 13.05% |
| Loan-to-Share Ratio | 41.0% |
| Delinquency Rate | 0.21% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
Union Road
Main Office3517 Union Rd
Cheektowaga, NY 14225-5127
VA Medical Center
3495 Bailey Ave
Buffalo, NY 14215-1129
South Towns
500 Ridge Rd
Lackawanna, NY 14218
Who Can Join ONE CREDIT UNION OF NY?
Membership Type: Community
Membership eligibility for ONE CREDIT UNION OF NY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ONE CREDIT UNION OF NY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
ONE CREDIT UNION OF NY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ONE CREDIT UNION OF NY has 8,152 members and a potential membership field of 1,000,000 people.
ONE CREDIT UNION OF NY's reported net worth ratio is 13.05% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ONE CREDIT UNION OF NY operates 3 branch locations and has access to 2 ATMs. The main office is located at 3517 Union Rd, Cheektowaga, NY 14225-5127.
ONE CREDIT UNION OF NY was established in 1933. It is a state-chartered credit union chartered under charter number 60716. The institution has been serving members for 93 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ONE CREDIT UNION OF NY. All financial data is for informational purposes only.