ONE CREDIT UNION OF NY
State-Chartered • Cheektowaga, New York • Est. 1933
Quick Facts
- Charter Number
- #60716
- Type
- State-Chartered
- Established
- 1933
- Headquarters
- Cheektowaga, New York 14225-5127
- Address
- 3517 Union Rd
- Branches
- 3
- ATMs
- 2
- Members
- 8,998
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
8,998 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ONE CREDIT UNION OF NY |
|---|---|
| Total Assets | $110.1M |
| Members | 8,998 |
| Loans Outstanding | $41.5M |
| Shares & Deposits | $95.7M |
| Net Worth | $14.3M |
| Net Worth Ratio | 12.97% |
| Loan-to-Share Ratio | 43.4% |
| Delinquency Rate | 0.51% |
| Net Income | +$1,252,732 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
Union Road
Main Office3517 Union Rd
Cheektowaga, NY 14225-5127
VA Medical Center
3495 Bailey Ave
Buffalo, NY 14215-1129
South Towns
3040 S Park Ave
Lackawanna, NY 14218
Who Can Join ONE CREDIT UNION OF NY?
Membership Type: Community
Membership eligibility for ONE CREDIT UNION OF NY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ONE CREDIT UNION OF NY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. ONE CREDIT UNION OF NY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ONE CREDIT UNION OF NY has 8,998 members and a potential membership field of 1,000,000 people.
ONE CREDIT UNION OF NY's net worth ratio is 12.97% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.0%, ONE CREDIT UNION OF NY meets this threshold.
ONE CREDIT UNION OF NY operates 3 branch locations and has access to 2 ATMs. The main office is located at 3517 Union Rd, Cheektowaga, NY 14225-5127.
ONE CREDIT UNION OF NY was established in 1933. It is a state-chartered credit union chartered under charter number 60716. The institution has been serving members for 93 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ONE CREDIT UNION OF NY. All financial data is for informational purposes only.