ONE DETROIT
State-Chartered • Detroit, Michigan • Est. 1935
Quick Facts
- Charter Number
- #61495
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Detroit, Michigan 48226
- Address
- 630 Howard St
- Branches
- 4
- ATMs
- 4
- Members
- 12,460
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
12,460 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ONE DETROIT |
|---|---|
| Total Assets | $65.0M |
| Members | 12,460 |
| Loans Outstanding | $35.9M |
| Shares & Deposits | $49.1M |
| Net Worth | $14.1M |
| Net Worth Ratio | 21.70% |
| Loan-to-Share Ratio | 73.1% |
| Delinquency Rate | 1.94% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 4 ATMs
One Detroit Credit Union
Main Office630 Howard St
Detroit, MI 48226
Highland Park
15123 Woodward Ave
Highland Park, MI 48203-2907
Eastside
14740 Mack Ave
Detroit, MI 48215
Inkster
2025 Middlebelt Rd
Inkster, MI 48141
Who Can Join ONE DETROIT?
Membership Type: Community
Membership eligibility for ONE DETROIT may vary. Contact the credit union directly to confirm qualification requirements.
Contact ONE DETROIT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
ONE DETROIT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ONE DETROIT has 12,460 members and a potential membership field of 1,000,000 people.
ONE DETROIT's reported net worth ratio is 21.70% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ONE DETROIT operates 4 branch locations and has access to 4 ATMs. The main office is located at 630 Howard St, Detroit, MI 48226.
ONE DETROIT was established in 1935. It is a state-chartered credit union chartered under charter number 61495. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ONE DETROIT. All financial data is for informational purposes only.