ONE DETROIT
State-Chartered • Detroit, Michigan • Est. 1935
Quick Facts
- Charter Number
- #61495
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Detroit, Michigan 48232
- Address
- PO Box 32584
- Branches
- 4
- ATMs
- 4
- Members
- 12,260
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
12,260 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ONE DETROIT |
|---|---|
| Total Assets | $63.1M |
| Members | 12,260 |
| Loans Outstanding | $36.7M |
| Shares & Deposits | $47.7M |
| Net Worth | $14.3M |
| Net Worth Ratio | 22.73% |
| Loan-to-Share Ratio | 77.1% |
| Delinquency Rate | 2.54% |
| Net Income | $-454,441 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
One Detroit Credit Union
Main Office630 Howard St
Detroit, MI 48226
Highland Park
15123 Woodward Ave
Highland Park, MI 48203-2907
Eastside
14740 Mack Ave
Detroit, MI 48215
Inkster
2025 Middlebelt Rd
Inkster, MI 48141
Who Can Join ONE DETROIT?
Membership Type: Community
Membership eligibility for ONE DETROIT may vary. Contact the credit union directly to confirm qualification requirements.
Contact ONE DETROIT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. ONE DETROIT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ONE DETROIT has 12,260 members and a potential membership field of 1,000,000 people.
ONE DETROIT's net worth ratio is 22.73% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 22.7%, ONE DETROIT meets this threshold.
ONE DETROIT operates 4 branch locations and has access to 4 ATMs. The main office is located at 630 Howard St, Detroit, MI 48226.
ONE DETROIT was established in 1935. It is a state-chartered credit union chartered under charter number 61495. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ONE DETROIT. All financial data is for informational purposes only.