ONE THIRTEEN
State-Chartered • Colorado Spring, Colorado • Est. 1958
Quick Facts
- Charter Number
- #64340
- Type
- State-Chartered
- Established
- 1958
- Headquarters
- Colorado Spring, Colorado 80907-4101
- Address
- 3505 N Chestnut St
- Branches
- 1
- Members
- 1,036
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,036 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ONE THIRTEEN |
|---|---|
| Total Assets | $8.3M |
| Members | 1,036 |
| Loans Outstanding | $5.4M |
| Shares & Deposits | $7.4M |
| Net Worth | $815K |
| Net Worth Ratio | 9.87% |
| Loan-to-Share Ratio | 72.4% |
| Delinquency Rate | 1.22% |
| Net Income | +$37,473 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
3505 No Chestnut St
Main Office3505 N Chestnut St
Colorado Springs, CO 80907-4101
Who Can Join ONE THIRTEEN?
Membership Type: Community
Membership eligibility for ONE THIRTEEN may vary. Contact the credit union directly to confirm qualification requirements.
Contact ONE THIRTEEN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Colorado RankingsFrequently Asked Questions
Yes. ONE THIRTEEN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ONE THIRTEEN has 1,036 members and a potential membership field of 6,000 people.
ONE THIRTEEN's net worth ratio is 9.87% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.9%, ONE THIRTEEN meets this threshold.
ONE THIRTEEN operates 1 branch location. The main office is located at 3505 N Chestnut St, Colorado Springs, CO 80907-4101.
ONE THIRTEEN was established in 1958. It is a state-chartered credit union chartered under charter number 64340. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ONE THIRTEEN. All financial data is for informational purposes only.