ONE
State-Chartered • Springfield, Vermont • Est. 1952
Quick Facts
- Charter Number
- #63923
- Type
- State-Chartered
- Established
- 1952
- Headquarters
- Springfield, Vermont 05156
- Address
- 380 RIVER ST
- Branches
- 8
- ATMs
- 5
- Members
- 18,255
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
18,255 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ONE |
|---|---|
| Total Assets | $263.2M |
| Members | 18,255 |
| Loans Outstanding | $191.7M |
| Shares & Deposits | $245.3M |
| Net Worth | $20.5M |
| Net Worth Ratio | 7.77% |
| Loan-to-Share Ratio | 78.2% |
| Delinquency Rate | 1.06% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 5 ATMs
ESSEX OFFICE
1 Market Pl
Essex Junction, VT 05452
VERGENNES OFFICE
48 Green St
Vergennes, VT 05491
BARRE OFFICE
560 S BARRE RD
Barre, VT 05641
SPRINGFIELD OFFICE
Main Office380 RIVER ST
Springfield, VT 05156
CHESTER OFFICE
569 VT ROUTE 103 S
Chester, VT 05143
Who Can Join ONE?
Membership Type: Community
Membership eligibility for ONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact ONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Vermont
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Vermont RankingsFrequently Asked Questions
ONE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ONE has 18,255 members and a potential membership field of 9,904,457 people.
ONE's reported net worth ratio is 7.77% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ONE operates 8 branch locations and has access to 5 ATMs. The main office is located at 380 RIVER ST, Springfield, VT 05156.
ONE was established in 1952. It is a state-chartered credit union chartered under charter number 63923. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ONE. All financial data is for informational purposes only.