ONOMEA
Federal • PAPAIKOU, Hawaii • Est. 1939
Quick Facts
- Charter Number
- #3050
- Type
- Federal
- Established
- 1939
- Headquarters
- PAPAIKOU, Hawaii 96781
- Address
- P.O. BOX 19
- Branches
- 1
- Members
- 1,836
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,836 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ONOMEA |
|---|---|
| Total Assets | $26.7M |
| Members | 1,836 |
| Loans Outstanding | $20.2M |
| Shares & Deposits | $21.9M |
| Net Worth | $4.5M |
| Net Worth Ratio | 16.95% |
| Loan-to-Share Ratio | 92.1% |
| Delinquency Rate | 0.24% |
| Net Income | +$403,221 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Onomea FCU
Main Office27-251 Old Mamalahoa Hwy
Papaikou, HI 96781
Who Can Join ONOMEA?
Membership Type: Other/Unknown
Membership eligibility for ONOMEA may vary. Contact the credit union directly to confirm qualification requirements.
Contact ONOMEA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Hawaii RankingsFrequently Asked Questions
Yes. ONOMEA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ONOMEA has 1,836 members and a potential membership field of 202,906 people.
ONOMEA's net worth ratio is 16.95% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.9%, ONOMEA meets this threshold.
ONOMEA operates 1 branch location. The main office is located at 27-251 Old Mamalahoa Hwy, Papaikou, HI 96781.
ONOMEA was established in 1939. It is a federal credit union chartered under charter number 3050. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ONOMEA. All financial data is for informational purposes only.