OPERATING ENGINEERS LOCAL UNION #3
Federal • LIVERMORE, California • Est. 1963
Quick Facts
- Charter Number
- #24235
- Type
- Federal
- Established
- 1963
- Headquarters
- LIVERMORE, California 94551
- Address
- P O BOX 5073
- Branches
- 27
- Members
- 121,254
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
121,254 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OPERATING ENGINEERS LOCAL UNION #3 |
|---|---|
| Total Assets | $1.7B |
| Members | 121,254 |
| Loans Outstanding | $845.1M |
| Shares & Deposits | $1.4B |
| Net Worth | $247.1M |
| Net Worth Ratio | 14.83% |
| Loan-to-Share Ratio | 59.7% |
| Delinquency Rate | 0.59% |
| Net Income | +$20,330,460 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
27 locations
Admin Offices
Main Office250 N Canyons Pkwy
Livermore, CA 94551
Utah Branch
8805 S. Sandy Park Way, Ste 150
Sandy, UT 84070
Sacramento 50 Branch
9500 Micron Ave Ste 124
Sacramento, CA 95827
Hawaii Branch
2181 Lauwiliwili St # 120
Kapolei, HI 96707
Elko Branch
1720 Mountain City Hwy
Elko, NV 89801
Who Can Join OPERATING ENGINEERS LOCAL UNION #3?
Membership Type: Occupational
Membership eligibility for OPERATING ENGINEERS LOCAL UNION #3 may vary. Contact the credit union directly to confirm qualification requirements.
Contact OPERATING ENGINEERS LOCAL UNION #3 directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. OPERATING ENGINEERS LOCAL UNION #3 is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OPERATING ENGINEERS LOCAL UNION #3 has 121,254 members and a potential membership field of 175,000 people.
OPERATING ENGINEERS LOCAL UNION #3's net worth ratio is 14.83% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.8%, OPERATING ENGINEERS LOCAL UNION #3 meets this threshold.
OPERATING ENGINEERS LOCAL UNION #3 operates 27 branch locations. The main office is located at 250 N Canyons Pkwy, Livermore, CA 94551.
OPERATING ENGINEERS LOCAL UNION #3 was established in 1963. It is a federal credit union chartered under charter number 24235. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OPERATING ENGINEERS LOCAL UNION #3. All financial data is for informational purposes only.