OPP-MICOLAS
State-Chartered • OPP, Alabama • Est. 1954
Quick Facts
- Charter Number
- #62486
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- OPP, Alabama 36467-0070
- Address
- P O DRAWER 70
- Branches
- 1
- Members
- 1,629
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,629 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OPP-MICOLAS |
|---|---|
| Total Assets | $10.4M |
| Members | 1,629 |
| Loans Outstanding | $2.4M |
| Shares & Deposits | $7.7M |
| Net Worth | $2.7M |
| Net Worth Ratio | 25.67% |
| Loan-to-Share Ratio | 31.6% |
| Delinquency Rate | 0.16% |
| Net Income | $-52,744 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
OPP-MICOLAS
Main Office901 DOUGLAS AVE
OPP, AL 36467-2765
Who Can Join OPP-MICOLAS?
Membership Type: Community
Membership eligibility for OPP-MICOLAS may vary. Contact the credit union directly to confirm qualification requirements.
Contact OPP-MICOLAS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. OPP-MICOLAS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OPP-MICOLAS has 1,629 members and a potential membership field of 7,500 people.
OPP-MICOLAS's net worth ratio is 25.67% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 25.7%, OPP-MICOLAS meets this threshold.
OPP-MICOLAS operates 1 branch location. The main office is located at 901 DOUGLAS AVE, OPP, AL 36467-2765.
OPP-MICOLAS was established in 1954. It is a state-chartered credit union chartered under charter number 62486. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OPP-MICOLAS. All financial data is for informational purposes only.