ORGANIZED LABOR
State-Chartered • Modesto, California • Est. 1974
Quick Facts
- Charter Number
- #61942
- Type
- State-Chartered
- Established
- 1974
- Headquarters
- Modesto, California 95350
- Address
- 2112 McHenry Ave
- Branches
- 2
- ATMs
- 1
- Members
- 3,087
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,087 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ORGANIZED LABOR |
|---|---|
| Total Assets | $40.5M |
| Members | 3,087 |
| Loans Outstanding | $15.1M |
| Shares & Deposits | $36.5M |
| Net Worth | $4.0M |
| Net Worth Ratio | 9.84% |
| Loan-to-Share Ratio | 41.5% |
| Delinquency Rate | 1.39% |
| Net Income | +$108,873 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
Organized Labor Credit Union
Main Office2112 McHenry Ave
Modesto, CA 95350
Modesto First Credit Union
430 12th St
Modesto, CA 95354
Who Can Join ORGANIZED LABOR?
Membership Type: Community
Membership eligibility for ORGANIZED LABOR may vary. Contact the credit union directly to confirm qualification requirements.
Contact ORGANIZED LABOR directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
ORGANIZED LABOR is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ORGANIZED LABOR has 3,087 members and a potential membership field of 10,000 people.
ORGANIZED LABOR's reported net worth ratio is 9.84% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ORGANIZED LABOR operates 2 branch locations and has access to 1 ATMs. The main office is located at 2112 McHenry Ave, Modesto, CA 95350.
ORGANIZED LABOR was established in 1974. It is a state-chartered credit union chartered under charter number 61942. The institution has been serving members for 52 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ORGANIZED LABOR. All financial data is for informational purposes only.