OSWEGO TEACHERS EMPLOYEES
Federal • Oswego, New York • Est. 1961
Quick Facts
- Charter Number
- #14436
- Type
- Federal
- Established
- 1961
- Headquarters
- Oswego, New York 13126-3048
- Address
- 90 W Utica St
- Branches
- 1
- Members
- 2,587
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,587 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OSWEGO TEACHERS EMPLOYEES |
|---|---|
| Total Assets | $59.0M |
| Members | 2,587 |
| Loans Outstanding | $38.7M |
| Shares & Deposits | $51.7M |
| Net Worth | $6.9M |
| Net Worth Ratio | 11.70% |
| Loan-to-Share Ratio | 74.8% |
| Delinquency Rate | 0.02% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Oswego Teachers Employees Fed. CU
Main Office90 W Utica St
Oswego, NY 13126-3048
Who Can Join OSWEGO TEACHERS EMPLOYEES?
Membership Type: Community
Membership eligibility for OSWEGO TEACHERS EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact OSWEGO TEACHERS EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
OSWEGO TEACHERS EMPLOYEES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, OSWEGO TEACHERS EMPLOYEES has 2,587 members and a potential membership field of 43,263 people.
OSWEGO TEACHERS EMPLOYEES's reported net worth ratio is 11.70% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
OSWEGO TEACHERS EMPLOYEES operates 1 branch location. The main office is located at 90 W Utica St, Oswego, NY 13126-3048.
OSWEGO TEACHERS EMPLOYEES was established in 1961. It is a federal credit union chartered under charter number 14436. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or OSWEGO TEACHERS EMPLOYEES. All financial data is for informational purposes only.