OTERO
Federal • Alamogordo, New Mexico • Est. 1953
Quick Facts
- Charter Number
- #8475
- Type
- Federal
- Established
- 1953
- Headquarters
- Alamogordo, New Mexico 88310
- Address
- 1200 10th St
- Branches
- 7
- ATMs
- 6
- Members
- 33,841
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
33,841 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OTERO |
|---|---|
| Total Assets | $532.5M |
| Members | 33,841 |
| Loans Outstanding | $248.4M |
| Shares & Deposits | $449.8M |
| Net Worth | $81.0M |
| Net Worth Ratio | 15.21% |
| Loan-to-Share Ratio | 55.2% |
| Delinquency Rate | 0.22% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 6 ATMs
Northside Office
3300 N White Sands Blvd Unit A
Alamogordo, NM 88310
Ruidoso Office
26086 US Highway 70
Ruidoso, NM 88345-6178
South Main Office
1900 S Main St
Roswell, NM 88203-1837
North Main Office
2211 N Main St
Roswell, NM 88201-6458
Holloman Office
PO BOX 1058
Holloman AFB, NM 88330
Who Can Join OTERO?
Membership Type: Other/Unknown
Membership eligibility for OTERO may vary. Contact the credit union directly to confirm qualification requirements.
Contact OTERO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Mexico
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Mexico RankingsFrequently Asked Questions
OTERO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, OTERO has 33,841 members and a potential membership field of 214,022 people.
OTERO's reported net worth ratio is 15.21% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
OTERO operates 7 branch locations and has access to 6 ATMs. The main office is located at 1200 10th St, Alamogordo, NM 88310.
OTERO was established in 1953. It is a federal credit union chartered under charter number 8475. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or OTERO. All financial data is for informational purposes only.