OTIS
Federal • Jay, Maine • Est. 1954
Quick Facts
- Charter Number
- #9349
- Type
- Federal
- Established
- 1954
- Headquarters
- Jay, Maine 04239-0027
- Address
- PO Box 27
- Branches
- 1
- ATMs
- 1
- Members
- 12,370
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
12,370 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OTIS |
|---|---|
| Total Assets | $288.4M |
| Members | 12,370 |
| Loans Outstanding | $134.3M |
| Shares & Deposits | $239.9M |
| Net Worth | $46.5M |
| Net Worth Ratio | 16.14% |
| Loan-to-Share Ratio | 56.0% |
| Delinquency Rate | 1.38% |
| Net Income | +$4,938,948 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Otis Federal Credit Union
Main Office170 Main St
Jay, ME 04239-4902
Who Can Join OTIS?
Membership Type: Other/Unknown
Membership eligibility for OTIS may vary. Contact the credit union directly to confirm qualification requirements.
Contact OTIS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maine RankingsFrequently Asked Questions
Yes. OTIS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OTIS has 12,370 members and a potential membership field of 985,895 people.
OTIS's net worth ratio is 16.14% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.1%, OTIS meets this threshold.
OTIS operates 1 branch location and has access to 1 ATMs. The main office is located at 170 Main St, Jay, ME 04239-4902.
OTIS was established in 1954. It is a federal credit union chartered under charter number 9349. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OTIS. All financial data is for informational purposes only.