OTIS
Federal • Jay, Maine • Est. 1954
Quick Facts
- Charter Number
- #9349
- Type
- Federal
- Established
- 1954
- Headquarters
- Jay, Maine 04239-4902
- Address
- 170 Main St
- Branches
- 1
- ATMs
- 1
- Members
- 12,477
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
12,477 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OTIS |
|---|---|
| Total Assets | $296.3M |
| Members | 12,477 |
| Loans Outstanding | $134.2M |
| Shares & Deposits | $247.4M |
| Net Worth | $47.4M |
| Net Worth Ratio | 16.01% |
| Loan-to-Share Ratio | 54.2% |
| Delinquency Rate | 1.25% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
Otis Federal Credit Union
Main Office170 Main St
Jay, ME 04239-4902
Who Can Join OTIS?
Membership Type: Other/Unknown
Membership eligibility for OTIS may vary. Contact the credit union directly to confirm qualification requirements.
Contact OTIS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maine
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maine RankingsFrequently Asked Questions
OTIS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, OTIS has 12,477 members and a potential membership field of 985,895 people.
OTIS's reported net worth ratio is 16.01% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
OTIS operates 1 branch location and has access to 1 ATMs. The main office is located at 170 Main St, Jay, ME 04239-4902.
OTIS was established in 1954. It is a federal credit union chartered under charter number 9349. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or OTIS. All financial data is for informational purposes only.