OUR COMMUNITY
State-Chartered • Shelton, Washington • Est. 1941
Quick Facts
- Charter Number
- #68609
- Type
- State-Chartered
- Established
- 1941
- Headquarters
- Shelton, Washington 98584
- Address
- 526 W Cedar St
- Branches
- 8
- ATMs
- 8
- Members
- 30,609
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
30,609 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OUR COMMUNITY |
|---|---|
| Total Assets | $640.3M |
| Members | 30,609 |
| Loans Outstanding | $225.3M |
| Shares & Deposits | $555.3M |
| Net Worth | $79.5M |
| Net Worth Ratio | 12.41% |
| Loan-to-Share Ratio | 40.6% |
| Delinquency Rate | 0.43% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 8 ATMs
Main Branch
Main Office526 W Cedar St
Shelton, WA 98584
Mt View Branch
2948 Olympic Hwy N
Shelton, WA 98584
McCleary Branch
424 W Simpson Ave
McCleary, WA 98557
Montesano Branch
211 E Pioneer Ave STE B
Montesano, WA 98563
Elma Branch
306 S 7th Street
Elma, WA 98541
Who Can Join OUR COMMUNITY?
Membership Type: Community
Membership eligibility for OUR COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact OUR COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Washington
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Washington RankingsFrequently Asked Questions
OUR COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, OUR COMMUNITY has 30,609 members and a potential membership field of 130,600 people.
OUR COMMUNITY's reported net worth ratio is 12.41% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
OUR COMMUNITY operates 8 branch locations and has access to 8 ATMs. The main office is located at 526 W Cedar St, Shelton, WA 98584.
OUR COMMUNITY was established in 1941. It is a state-chartered credit union chartered under charter number 68609. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or OUR COMMUNITY. All financial data is for informational purposes only.