OUR COMMUNITY
State-Chartered • Shelton, Washington • Est. 1941
Quick Facts
- Charter Number
- #68609
- Type
- State-Chartered
- Established
- 1941
- Headquarters
- Shelton, Washington 98584
- Address
- PO Box 1670
- Branches
- 8
- ATMs
- 8
- Members
- 31,636
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
31,636 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OUR COMMUNITY |
|---|---|
| Total Assets | $630.2M |
| Members | 31,636 |
| Loans Outstanding | $228.6M |
| Shares & Deposits | $548.2M |
| Net Worth | $77.7M |
| Net Worth Ratio | 12.32% |
| Loan-to-Share Ratio | 41.7% |
| Delinquency Rate | 0.36% |
| Net Income | +$8,991,509 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 8 ATMs
Main Branch
Main Office526 W Cedar St
Shelton, WA 98584
Mt View Branch
2948 Olympic Hwy N
Shelton, WA 98584
McCleary Branch
424 W Simpson Ave
McCleary, WA 98557
Montesano Branch
211 E Pioneer Ave STE B
Montesano, WA 98563
Elma Branch
306 S 7th Street
Elma, WA 98541
Who Can Join OUR COMMUNITY?
Membership Type: Community
Membership eligibility for OUR COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact OUR COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Washington
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View Washington RankingsFrequently Asked Questions
Yes. OUR COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OUR COMMUNITY has 31,636 members and a potential membership field of 130,600 people.
OUR COMMUNITY's net worth ratio is 12.32% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.3%, OUR COMMUNITY meets this threshold.
OUR COMMUNITY operates 8 branch locations and has access to 8 ATMs. The main office is located at 526 W Cedar St, Shelton, WA 98584.
OUR COMMUNITY was established in 1941. It is a state-chartered credit union chartered under charter number 68609. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OUR COMMUNITY. All financial data is for informational purposes only.