P & S
State-Chartered • Salt Lake City, Utah • Est. 1980
Quick Facts
- Charter Number
- #67056
- Type
- State-Chartered
- Established
- 1980
- Headquarters
- Salt Lake City, Utah 84119-1356
- Address
- 2250 S Redwood Rd Ste 6
- Branches
- 3
- Members
- 2,173
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,173 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | P & S |
|---|---|
| Total Assets | $25.5M |
| Members | 2,173 |
| Loans Outstanding | $16.6M |
| Shares & Deposits | $22.2M |
| Net Worth | $2.9M |
| Net Worth Ratio | 11.42% |
| Loan-to-Share Ratio | 74.5% |
| Delinquency Rate | 0.02% |
| Net Income | +$356,078 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
P & S Credit Union/Main Office
Main Office2250 S Redwood Rd Ste 6
Salt Lake City, UT 84119-1356
Shares Service Center
1845 Satellite Blvd
Duluth, GA 30097
Prison Branch
1480 N 8000 W
Salt Lake City, UT 84116-3961
Who Can Join P & S?
Membership Type: Community
Membership eligibility for P & S may vary. Contact the credit union directly to confirm qualification requirements.
Contact P & S directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Utah RankingsFrequently Asked Questions
Yes. P & S is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, P & S has 2,173 members and a potential membership field of 1,216,000 people.
P & S's net worth ratio is 11.42% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.4%, P & S meets this threshold.
P & S operates 3 branch locations. The main office is located at 2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119-1356.
P & S was established in 1980. It is a state-chartered credit union chartered under charter number 67056. The institution has been serving members for 46 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or P & S. All financial data is for informational purposes only.