PACIFIC CREST
Federal • Klamath Falls, Oregon • Est. 1936
Quick Facts
- Charter Number
- #960
- Type
- Federal
- Established
- 1936
- Headquarters
- Klamath Falls, Oregon 97601
- Address
- PO Box 1179
- Branches
- 6
- ATMs
- 3
- Members
- 25,784
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
25,784 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PACIFIC CREST |
|---|---|
| Total Assets | $381.7M |
| Members | 25,784 |
| Loans Outstanding | $259.2M |
| Shares & Deposits | $340.5M |
| Net Worth | $38.0M |
| Net Worth Ratio | 9.97% |
| Loan-to-Share Ratio | 76.1% |
| Delinquency Rate | 0.57% |
| Net Income | +$4,848,198 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 3 ATMs
Pacific Crest FCU
Main Office2972 Washburn Way
Klamath Falls, OR 97603
Lakeview Branch
123 N G St
Lakeview, OR 97630
South Klamath
6450 Galpin Ln
Klamath Falls, OR 97603-2900
Alturas Branch
1030 N Main St Ste 101
Alturas, CA 96101-3391
Christmas Valley Branch
57269 Park Rd
Christmas Valley, OR 97641
Who Can Join PACIFIC CREST?
Membership Type: Other/Unknown
Membership eligibility for PACIFIC CREST may vary. Contact the credit union directly to confirm qualification requirements.
Contact PACIFIC CREST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Oregon RankingsFrequently Asked Questions
Yes. PACIFIC CREST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PACIFIC CREST has 25,784 members and a potential membership field of 732,880 people.
PACIFIC CREST's net worth ratio is 9.97% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, PACIFIC CREST meets this threshold.
PACIFIC CREST operates 6 branch locations and has access to 3 ATMs. The main office is located at 2972 Washburn Way, Klamath Falls, OR 97603.
PACIFIC CREST was established in 1936. It is a federal credit union chartered under charter number 960. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PACIFIC CREST. All financial data is for informational purposes only.