SAGE
Federal • Klamath Falls, Oregon • Est. 1936
Quick Facts
- Charter Number
- #960
- Type
- Federal
- Established
- 1936
- Headquarters
- Klamath Falls, Oregon 97603
- Address
- 2972 Washburn Way
- Branches
- 6
- ATMs
- 3
- Members
- 25,905
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
25,905 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SAGE |
|---|---|
| Total Assets | $387.8M |
| Members | 25,905 |
| Loans Outstanding | $263.0M |
| Shares & Deposits | $346.4M |
| Net Worth | $38.6M |
| Net Worth Ratio | 9.96% |
| Loan-to-Share Ratio | 75.9% |
| Delinquency Rate | 0.55% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 3 ATMs
Washburn Branch
Main Office2972 Washburn Way
Klamath Falls, OR 97603
Lakeview Branch
123 N G St
Lakeview, OR 97630
Galpin Branch
6450 Galpin Ln
Klamath Falls, OR 97603-2900
Alturas Branch
1030 N Main St Ste 101
Alturas, CA 96101-3391
Christmas Valley Branch
57269 Park Rd
Christmas Valley, OR 97641
Who Can Join SAGE?
Membership Type: Other/Unknown
Membership eligibility for SAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact SAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Oregon
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Oregon RankingsFrequently Asked Questions
SAGE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SAGE has 25,905 members and a potential membership field of 732,880 people.
SAGE's reported net worth ratio is 9.96% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SAGE operates 6 branch locations and has access to 3 ATMs. The main office is located at 2972 Washburn Way, Klamath Falls, OR 97603.
SAGE was established in 1936. It is a federal credit union chartered under charter number 960. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SAGE. All financial data is for informational purposes only.