PACIFIC SERVICE
State-Chartered • Concord, California • Est. 1936
Quick Facts
- Charter Number
- #68413
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Concord, California 94520
- Address
- 1355 Willow Way, STE 200
- Branches
- 6
- ATMs
- 6
- Members
- 70,779
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
70,779 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PACIFIC SERVICE |
|---|---|
| Total Assets | $1.3B |
| Members | 70,779 |
| Loans Outstanding | $983.2M |
| Shares & Deposits | $1.1B |
| Net Worth | $201.2M |
| Net Worth Ratio | 15.21% |
| Loan-to-Share Ratio | 89.3% |
| Delinquency Rate | 0.46% |
| Net Income | +$14,544,784 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 6 ATMs
Concord
Main Office1355 Willow Way
Concord, CA 94520
Fresno
102 E Nees Ave
Fresno, CA 93720-4312
Pleasant Hill
1600 Contra Costa Blvd Ste E
Pleasant Hill, CA 94523-3061
Livermore
2800 Kitty Hawk Rd
Livermore, CA 94551-7666
San Ramon
3121 Crow Canyon Pl Ste B
San Ramon, CA 94583-1361
Who Can Join PACIFIC SERVICE?
Membership Type: Community
Membership eligibility for PACIFIC SERVICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact PACIFIC SERVICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. PACIFIC SERVICE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PACIFIC SERVICE has 70,779 members and a potential membership field of 10,717,192 people.
PACIFIC SERVICE's net worth ratio is 15.21% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.2%, PACIFIC SERVICE meets this threshold.
PACIFIC SERVICE operates 6 branch locations and has access to 6 ATMs. The main office is located at 1355 Willow Way, Concord, CA 94520.
PACIFIC SERVICE was established in 1936. It is a state-chartered credit union chartered under charter number 68413. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PACIFIC SERVICE. All financial data is for informational purposes only.