PALACE CITY
Federal • Mitchell, South Dakota • Est. 1959
Quick Facts
- Charter Number
- #13103
- Type
- Federal
- Established
- 1959
- Headquarters
- Mitchell, South Dakota 57301
- Address
- 720 West Havens Ave
- Branches
- 2
- Members
- 1,565
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,565 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PALACE CITY |
|---|---|
| Total Assets | $16.7M |
| Members | 1,565 |
| Loans Outstanding | $7.0M |
| Shares & Deposits | $14.8M |
| Net Worth | $1.6M |
| Net Worth Ratio | 9.61% |
| Loan-to-Share Ratio | 47.1% |
| Delinquency Rate | 0.00% |
| Net Income | +$104,444 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Palace City Federal Credit Union
Main Office720 W Havens Ave
Mitchell, SD 57301
VisiFi
22 INVERNESS CENTER PKWY STE 400
HOOVER, AL 35242
Who Can Join PALACE CITY?
Membership Type: Community
Membership eligibility for PALACE CITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact PALACE CITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View South Dakota RankingsFrequently Asked Questions
Yes. PALACE CITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PALACE CITY has 1,565 members and a potential membership field of 3,200 people.
PALACE CITY's net worth ratio is 9.61% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.6%, PALACE CITY meets this threshold.
PALACE CITY operates 2 branch locations. The main office is located at 720 W Havens Ave, Mitchell, SD 57301.
PALACE CITY was established in 1959. It is a federal credit union chartered under charter number 13103. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PALACE CITY. All financial data is for informational purposes only.