PALACE CITY
Federal • Mitchell, South Dakota • Est. 1959
Quick Facts
- Charter Number
- #13103
- Type
- Federal
- Established
- 1959
- Headquarters
- Mitchell, South Dakota 57301
- Address
- 720 W Havens Ave
- Branches
- 2
- Members
- 1,562
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,562 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PALACE CITY |
|---|---|
| Total Assets | $16.4M |
| Members | 1,562 |
| Loans Outstanding | $6.8M |
| Shares & Deposits | $14.7M |
| Net Worth | $1.6M |
| Net Worth Ratio | 9.80% |
| Loan-to-Share Ratio | 46.4% |
| Delinquency Rate | 0.00% |
| Net Income | +$9,036 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Palace City Federal Credit Union
Main Office720 W Havens Ave
Mitchell, SD 57301
VisiFi
22 INVERNESS CENTER PKWY STE 400
Hoover, AL 35242
Who Can Join PALACE CITY?
Membership Type: Community
Membership eligibility for PALACE CITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact PALACE CITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Dakota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View South Dakota RankingsFrequently Asked Questions
PALACE CITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PALACE CITY has 1,562 members and a potential membership field of 3,200 people.
PALACE CITY's reported net worth ratio is 9.80% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PALACE CITY operates 2 branch locations. The main office is located at 720 W Havens Ave, Mitchell, SD 57301.
PALACE CITY was established in 1959. It is a federal credit union chartered under charter number 13103. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PALACE CITY. All financial data is for informational purposes only.