PALCO FCU
Federal • Muncy, Pennsylvania • Est. 1938
Quick Facts
- Charter Number
- #2959
- Type
- Federal
- Established
- 1938
- Headquarters
- Muncy, Pennsylvania 17756-8146
- Address
- 191 Chad Rd
- Branches
- 2
- ATMs
- 2
- Members
- 6,218
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,218 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PALCO FCU |
|---|---|
| Total Assets | $109.5M |
| Members | 6,218 |
| Loans Outstanding | $47.4M |
| Shares & Deposits | $97.3M |
| Net Worth | $13.9M |
| Net Worth Ratio | 12.72% |
| Loan-to-Share Ratio | 48.8% |
| Delinquency Rate | 0.08% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Palco Federal Credit Union
Main Office191 Chad Rd
Muncy, PA 17756-8146
PALCO Federal Credit Union
114 East Ave
Wellsboro, PA 16901-1737
Who Can Join PALCO FCU?
Membership Type: Other/Unknown
Membership eligibility for PALCO FCU may vary. Contact the credit union directly to confirm qualification requirements.
Contact PALCO FCU directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
PALCO FCU is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PALCO FCU has 6,218 members and a potential membership field of 436,399 people.
PALCO FCU's reported net worth ratio is 12.72% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PALCO FCU operates 2 branch locations and has access to 2 ATMs. The main office is located at 191 Chad Rd, Muncy, PA 17756-8146.
PALCO FCU was established in 1938. It is a federal credit union chartered under charter number 2959. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PALCO FCU. All financial data is for informational purposes only.