PALISADES
Federal • Pearl River, New York • Est. 1941
Quick Facts
- Charter Number
- #4480
- Type
- Federal
- Established
- 1941
- Headquarters
- Pearl River, New York 10965-3104
- Address
- 1 Blue Hill Plz, P.O. Box 1529
- Branches
- 4
- ATMs
- 4
- Members
- 13,727
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
13,727 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PALISADES |
|---|---|
| Total Assets | $204.8M |
| Members | 13,727 |
| Loans Outstanding | $161.6M |
| Shares & Deposits | $181.6M |
| Net Worth | $19.1M |
| Net Worth Ratio | 9.34% |
| Loan-to-Share Ratio | 89.0% |
| Delinquency Rate | 0.95% |
| Net Income | +$577,808 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Pearl River
Main Office1 Blue Hill Plz
Pearl River, NY 10965-3104
Nanuet
240 E Route 59
Nanuet, NY 10954-2905
New City
244 S Main St
New City, NY 10956-3318
Orangeburg
16 Orangetown Shopping Ctr
Orangeburg, NY 10962
Who Can Join PALISADES?
Membership Type: Other/Unknown
Membership eligibility for PALISADES may vary. Contact the credit union directly to confirm qualification requirements.
Contact PALISADES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. PALISADES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PALISADES has 13,727 members and a potential membership field of 1,326,785 people.
PALISADES's net worth ratio is 9.34% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.3%, PALISADES meets this threshold.
PALISADES operates 4 branch locations and has access to 4 ATMs. The main office is located at 1 Blue Hill Plz, Pearl River, NY 10965-3104.
PALISADES was established in 1941. It is a federal credit union chartered under charter number 4480. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PALISADES. All financial data is for informational purposes only.